Manage your money and budget with our HSBC HK App

Meet 'Budget', your new mobile personal financial management tool

'Budget' is a personal financial management (PFM) tool that runs on the HSBC HK app to help you understand where your money is going.

You can easily track your spending and receive data-driven personal insights on how to manage your money, directly from the app.

Download HSBC HK App

Download the app now

Here's what you can do

Keep track of your spending

'Budget' automatically tracks your expenses so you can see your total spending across all HSBC bank accounts and credit cards.

Access detailed transaction breakdowns to understand your spending pattern and where you spend the most
Make your own expense tracker
- Personalise your tracking to see expenses from all your accounts or just a select few
- Recategorise transactions among 18 categories, or exclude certain transactions entirely
We exclude transfers to self-named accounts and personal investments to make your tracker more insightful^*
Gain personalised insights on how you can maximise your money with minimal effort
Free for all HSBC customers with no set-up required

*Applicable to transfers between HSBC products / services only.

Step 1: Above the donut chart, select 'View expense history'

Step 2: Select 'View all relevant transactions'

Step 3: Click on the transaction you want to re-categorise

Step 4: Select 'Change category' or 'exclude from expenses'

Plan your budget

Use the budget tracker to closely monitor your spending run rate and take control of your finances.

To set your budget for the first time, use the 'Set budget now' button above the donut chart.

Step 1: Scroll to the bottom of the page and click 'Personalise your view'

Step 2: Click on 'Budget' to set a monthly expense budget

Personalised Insights

Discover where you spend the most

See all your transactions from the past 12 months
Access monthly summaries and month-on-month comparison of expenses from the past 12 months

Stay tuned for more features!

Note: The screen displays and the images of the website are for reference and illustration purpose only

One touch and you're in

FAQ

1. Do I need to pay to use this feature?

No. This is a free service on the HSBC HK App. All you'll need to do is register for Personal Internet Banking if you haven't already.

2. Will I be able to see transactions on Budget in real time?

It may take up to 3 working days for your balances and individual transactions to be reflected.

3. How many months is Budget able to track?

Budget will track and reflect transactions for 12 months including the current month.

4. Can I link other accounts from other banks to this service?

No. This service is only applicable to only HSBC accounts and credit cards, either joint or sole-named under a customer.

5. Can I have a statement of my expense breakdown?

There will not be any statements issued based on your expense breakdown. You can view your tailored consolidated expense and trend analysis from the past 6 months directly on the app.

1. Can I edit my budget?

Yes, you can. There are two ways to do this.

On the Budget home tab, select either 'Set budget now' or 'View expense history' Then select 'Set budget'

Select 'Personalise your view', then 'Budget'

1. Can a primary cardholder view the spending analysis of a supplementary cardholder?

Yes, primary cardholders are able to view the expense analysis for both their own card and the supplementary card.

However, supplementary cardholders can only view their own expense analysis but not that of the primary cardholder.

2. Will transactions from PayMe be included in Budget?

No. However, your PayMe top up expenses from your HSBC account and/or credit card will be reflected (under eWallet top up).

Budget - digital money tool

Meet 'Budget', your new mobile personal financial management tool

Download HSBC HK App

Here's what you can do

Keep track of your spending

How to personalise your tracker

Plan your budget

How to set up your budget tracker

Personalised Insights

One touch and you're in

FAQ

General

Budget

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