%PDF-1.5
%
140 0 obj
<>
endobj
155 0 obj
<>stream
Print
Adobe Illustrator
28
Adobe PDF library 15.00
False
1
True
Cyan
Magenta
Yellow
Black
297.000000
210.000000
Millimeters
MHeiHKforHSBC-Heavy.OTF
Heavy
MHeiHKforHSBC-Heavy
Open Type
Version 1.0
false
MHeiHKforHSBC
MHeiHKforHSBC-Light.otf
Light
MHeiHKforHSBC-Light
Open Type
Version 1.0
false
MHeiHKforHSBC
MHeiHKforHSBC-Medium.otf
Medium
MHeiHKforHSBC-Medium
Open Type
Version 1.0
false
MHeiHKforHSBC
AdobeMingStd-Light.otf
L
AdobeMingStd-Light
Open Type
Version 6.007;PS 6.001;hotconv 1.0.67;makeotf.lib2.5.33168
false
Adobe 明體 Std
UniversNextforHSBC-Thin.otf
Thin
UniversNextforHSBC-Thin
Open Type
Version 1.00
false
Univers Next for HSBC
UniversNextforHSBC-Light.otf
Light
UniversNextforHSBC-Light
Open Type
Version 1.00
false
Univers Next for HSBC
UniversNextforHSBC-Regular.otf
Regular
UniversNextforHSBC-Regular
Open Type
Version 1.00
false
Univers Next for HSBC
UniversNextforHSBC-Medium.otf
Medium
UniversNextforHSBC-Medium
Open Type
Version 1.00
false
Univers Next for HSBC
UniversNextforHSBC-Bold.otf
Bold
UniversNextforHSBC-Bold
Open Type
Version 1.00
false
Univers Next for HSBC
Sinhala Sangam MN.ttc
Bold
SinhalaSangamMN-Bold
TrueType
14.0d1e2
false
Sinhala Sangam MN
MyriadPro-Regular.otf
Regular
MyriadPro-Regular
Open Type
Version 2.102;PS 2.000;hotconv 1.0.67;makeotf.lib2.5.33168
false
Myriad Pro
Default Swatch Group
0
0.000000
0.000000
White
0.000000
0.000000
CMYK
PROCESS
0.000000
100.000000
Black
0.000000
0.000000
CMYK
PROCESS
85.000002
0.000000
C=10 M=85 Y=0 K=0
0.000000
10.000000
CMYK
100.000000
PROCESS
0.000000
0.000000
C=75 M=0 Y=80 K=0
80.000001
75.000000
CMYK
100.000000
PROCESS
100.000000
0.000000
HSBS RED CMYK
100.000000
0.000000
CMYK
100.000000
PROCESS
89.999998
10.000000
C=100 M=90 Y=0 K=10
0.000000
100.000000
CMYK
100.000000
PROCESS
100.000000
0.000000
C=75 M=100 Y=0 K=0 copy
0.000000
50.000000
CMYK
100.000000
PROCESS
10.000000
0.000000
C=0 M=10 Y=100 K=0
100.000000
0.000000
CMYK
100.000000
PROCESS
100.000000
0.000000
Word_R255_G0_B0
100.000000
0.000000
CMYK
100.000000
PROCESS
78.686196
97.448689
Word_R0_G0_B0
61.953151
91.171128
CMYK
100.000000
PROCESS
59.545279
65.532917
Word_R51_G51_B51
56.002134
69.033337
CMYK
100.000000
PROCESS
0.000000
9.765625
C=0 M=0 Y=0 K=10 1
0.000000
0.000000
CMYK
PROCESS
0.000000
4.687500
C=0 M=0 Y=0 K=5 1
0.000000
0.000000
CMYK
PROCESS
0.000000
50.000000
C=0 M=0 Y=0 K=50 1
0.000000
0.000000
CMYK
PROCESS
78.686196
97.448689
Black 0
61.953151
91.171128
CMYK
100.000000
PROCESS
78.686196
97.448689
Black
61.953151
91.171128
CMYK
100.000000
PROCESS
74.596775
0.000000
Blue
0.000000
93.325698
CMYK
100.000000
PROCESS
100.000000
0.000000
PAN 1795 C0 M100 Y100 K0
100.000000
0.000000
CMYK
100.000000
PROCESS
78.686196
97.448689
Black 1
61.953151
91.171128
CMYK
100.000000
PROCESS
Grays
0
0.000000
90.000000
C=0 M=0 Y=0 K=90
0.000000
0.000000
CMYK
PROCESS
0.000000
4.687500
C=0 M=0 Y=0 K=5
0.000000
0.000000
CMYK
PROCESS
Adobe Illustrator CC 2017 (Macintosh)
2021-03-04T00:50:15.000+08:00
2021-03-03T16:50:15.000Z
2021-03-03T16:16:48.000Z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JPEG
104
application/pdf
2021-11-18T03:11:09.687Z
xmp.did:9bc2ed83-05d6-47b2-a427-4df9a73715b6
uuid:5D20892493BFDB11914A8590D31508C8
proof:pdf
uuid:d6f3d2e1-4c71-4794-b054-f5e9240b7944
xmp.iid:a24a6ba6-17ae-4fc6-92f0-0e56d0c53c58
uuid:5D20892493BFDB11914A8590D31508C8
default
xmp.did:a24a6ba6-17ae-4fc6-92f0-0e56d0c53c58
saved
Adobe Illustrator CC 23.1 (Macintosh)
2020-08-18T13:25:14.000+08:00
/
xmp.iid:0d65951b-4e9d-43f9-9ac0-8c44257a1272
saved
Adobe Illustrator CC 2017 (Macintosh)
2021-03-04T00:15:13.000+08:00
/
xmp.iid:9bc2ed83-05d6-47b2-a427-4df9a73715b6
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P18_03.eps
xmp.iid:5b8770de-b664-40ad-8fe8-e5f4ce27538e
adobe:docid:photoshop:75ed196d-a0cb-1247-a8b1-c14aa031c452
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P22.eps
xmp.iid:967ab652-6454-4e14-bdab-a77862a08a9a
adobe:docid:photoshop:ec8b328f-7735-6042-83e1-96a8ee67a8a1
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P20_04.eps
xmp.iid:28f722b5-502b-40f8-8886-851151646d2d
adobe:docid:photoshop:6e5042f9-dbbe-f142-8c64-6f0744f65407
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P24_02.eps
xmp.iid:e1e7067d-4ad5-4524-aba2-db6771aa0fc3
adobe:docid:photoshop:260c6335-5238-c54f-9ceb-b9e6a7a3c0f7
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P14_03.eps
xmp.iid:9e273c56-a164-40e9-842c-b98eab84f75e
adobe:docid:photoshop:c81ce9ab-3dcb-7543-8299-236d28cd4810
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P16_03.eps
xmp.iid:5894af22-7095-40b8-948a-b94616bbf70c
adobe:docid:photoshop:de0ababd-7dbc-b847-a826-0a81c1f32701
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P10_02.eps
xmp.iid:c21faa6f-e40f-4226-bdc7-e38f3655cec2
adobe:docid:photoshop:4477f132-5f0d-dc47-a8e9-9510fed63653
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P6.eps
xmp.iid:94d710f0-5829-4827-b6ad-df5ebc8ee642
adobe:docid:photoshop:68285fd3-53f6-1d41-8afa-ef0fe27001ec
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P2_02.eps
0
0
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P15_03.eps
xmp.iid:7b190def-6923-4db3-8a00-c16f55acfd36
adobe:docid:photoshop:5c87e3e4-6606-e343-95b9-c6210755d8a5
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P24_02.eps
xmp.iid:e1e7067d-4ad5-4524-aba2-db6771aa0fc3
adobe:docid:photoshop:260c6335-5238-c54f-9ceb-b9e6a7a3c0f7
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P19.eps
xmp.iid:6ee03478-eb5b-42ec-a063-cbc6838d38c6
adobe:docid:photoshop:e0c548ce-a09d-b845-931d-16ca2a0dcd11
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 Cover_03.eps
xmp.iid:a5f77e95-d53c-4f1d-a1aa-bb9f56b25e30
xmp.did:a5f77e95-d53c-4f1d-a1aa-bb9f56b25e30
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/AIIA-LifeIns2020.eps
xmp.iid:c6c3e482-c6bd-4ffa-83b9-b2523708b7a4
adobe:docid:photoshop:419bd8df-aa97-117e-b84d-f090bd7c0070
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/AIIA-Innovation2020.eps
xmp.iid:17136284-ee36-4996-b157-d24c7eaa6809
adobe:docid:photoshop:58667b59-aa97-117e-b84d-f090bd7c0070
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/eng_QR.eps
xmp.iid:8f6e6cb9-34ee-4565-ad79-72ea701db6be
adobe:docid:photoshop:c1bd264d-b0d5-117e-9e7c-d8d2f92999f8
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P8.eps
xmp.iid:73282189-ebd9-41ee-a253-2d2f63badedc
adobe:docid:photoshop:912685be-dfda-f647-aae2-119a3e8d8f53
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P3_03.eps
xmp.iid:2529bb55-7091-46c8-ab2a-ab519e07548c
adobe:docid:photoshop:30320381-2d25-834e-968a-309c22bb05b0
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P5_02.eps
xmp.iid:b2b04a12-1eb0-44d5-b1ed-cdcbab9800ac
adobe:docid:photoshop:3f63c266-6e76-d145-bfe6-60410df1ea1e
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P7_03.eps
xmp.iid:fc593bc9-f6c7-4793-9d7c-1f4f0d8adc0b
adobe:docid:photoshop:ee90b508-0104-d044-9204-af015c6a4869
EmbedByReference
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P11_04.eps
xmp.iid:ff0c5d71-9fe5-458e-a0ec-992bb69fd888
adobe:docid:photoshop:9516536f-27d1-a94c-8f78-f8e5afee19f8
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P18_03.eps
xmp.iid:5b8770de-b664-40ad-8fe8-e5f4ce27538e
adobe:docid:photoshop:75ed196d-a0cb-1247-a8b1-c14aa031c452
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P22.eps
xmp.iid:967ab652-6454-4e14-bdab-a77862a08a9a
adobe:docid:photoshop:ec8b328f-7735-6042-83e1-96a8ee67a8a1
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P20_04.eps
xmp.iid:28f722b5-502b-40f8-8886-851151646d2d
adobe:docid:photoshop:6e5042f9-dbbe-f142-8c64-6f0744f65407
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P24_02.eps
xmp.iid:e1e7067d-4ad5-4524-aba2-db6771aa0fc3
adobe:docid:photoshop:260c6335-5238-c54f-9ceb-b9e6a7a3c0f7
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P14_03.eps
xmp.iid:9e273c56-a164-40e9-842c-b98eab84f75e
adobe:docid:photoshop:c81ce9ab-3dcb-7543-8299-236d28cd4810
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P16_03.eps
xmp.iid:5894af22-7095-40b8-948a-b94616bbf70c
adobe:docid:photoshop:de0ababd-7dbc-b847-a826-0a81c1f32701
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P10_02.eps
xmp.iid:c21faa6f-e40f-4226-bdc7-e38f3655cec2
adobe:docid:photoshop:4477f132-5f0d-dc47-a8e9-9510fed63653
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P6.eps
xmp.iid:94d710f0-5829-4827-b6ad-df5ebc8ee642
adobe:docid:photoshop:68285fd3-53f6-1d41-8afa-ef0fe27001ec
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P2_02.eps
0
0
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P15_03.eps
xmp.iid:7b190def-6923-4db3-8a00-c16f55acfd36
adobe:docid:photoshop:5c87e3e4-6606-e343-95b9-c6210755d8a5
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P24_02.eps
xmp.iid:e1e7067d-4ad5-4524-aba2-db6771aa0fc3
adobe:docid:photoshop:260c6335-5238-c54f-9ceb-b9e6a7a3c0f7
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P19.eps
xmp.iid:6ee03478-eb5b-42ec-a063-cbc6838d38c6
adobe:docid:photoshop:e0c548ce-a09d-b845-931d-16ca2a0dcd11
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 Cover_03.eps
xmp.iid:a5f77e95-d53c-4f1d-a1aa-bb9f56b25e30
xmp.did:a5f77e95-d53c-4f1d-a1aa-bb9f56b25e30
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/AIIA-LifeIns2020.eps
xmp.iid:c6c3e482-c6bd-4ffa-83b9-b2523708b7a4
adobe:docid:photoshop:419bd8df-aa97-117e-b84d-f090bd7c0070
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/AIIA-Innovation2020.eps
xmp.iid:17136284-ee36-4996-b157-d24c7eaa6809
adobe:docid:photoshop:58667b59-aa97-117e-b84d-f090bd7c0070
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/eng_QR.eps
xmp.iid:8f6e6cb9-34ee-4565-ad79-72ea701db6be
adobe:docid:photoshop:c1bd264d-b0d5-117e-9e7c-d8d2f92999f8
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P8.eps
xmp.iid:73282189-ebd9-41ee-a253-2d2f63badedc
adobe:docid:photoshop:912685be-dfda-f647-aae2-119a3e8d8f53
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P3_03.eps
xmp.iid:2529bb55-7091-46c8-ab2a-ab519e07548c
adobe:docid:photoshop:30320381-2d25-834e-968a-309c22bb05b0
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P5_02.eps
xmp.iid:b2b04a12-1eb0-44d5-b1ed-cdcbab9800ac
adobe:docid:photoshop:3f63c266-6e76-d145-bfe6-60410df1ea1e
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P7_03.eps
xmp.iid:fc593bc9-f6c7-4793-9d7c-1f4f0d8adc0b
adobe:docid:photoshop:ee90b508-0104-d044-9204-af015c6a4869
/Users/KelvinTsang/Desktop/HSBC Retirement Booklet/hires/HSBC_Ret_booklet 2021 P11_04.eps
xmp.iid:ff0c5d71-9fe5-458e-a0ec-992bb69fd888
adobe:docid:photoshop:9516536f-27d1-a94c-8f78-f8e5afee19f8
Adobe PDF library 15.00
endstream
endobj
132 0 obj
<>
endobj
133 0 obj
<>
endobj
134 0 obj
<>
endobj
135 0 obj
<>
endobj
136 0 obj
<>
endobj
137 0 obj
<>
endobj
53 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
55 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
57 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
60 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
62 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
64 0 obj
<>/ExtGState<>/ProcSet[/PDF/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
66 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
68 0 obj
<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
69 0 obj
<>stream
HWKܿS^I&k04{CgF*ܘxd3_nװ뭄=s['.[{ӟ?Y([{Ku+u߶_m
åum
ZOeUJvRK&9/6o}-g?G
8ub0
?zv>?W__|/-vUrR{*}kSf?/k!1#?oؙ=،d3߶z~ #Xvx(b{?̑~qKՂ-Vվ
#-^BˎӍN {~l1Vo*!obQy[s^͓WOcװH<-29S| MiQc=_N>vʮ6: -=.Kd aJrqU-|k>ixy;~Me+&9WfWAE|֝~:B=snJ.9Un߄躳A+MOFG8[&nV)sLG'
[Xd6NZx@keuW;Wf= ~skڱ8/qtO2O/ku)৩6>pp4?KmȱwウkD5v2+E>;f2'E:+2뒐ZBuFbf[QTRQؼ0V!dHXHq|?4jȨ[m؆PA=-DLEg`{jp5v[}!;f8|-^~G7=5=92u\0HFgr76eҖ/o}b!+DН