Standing Instructions Service Fees

HKD150 for each standing instruction returned as a result of insufficient funds

Charges for execution of a standing instruction for local interbank fund transfer/ overseas transfer

Local Charges

Local Charge
	Transfer to other banks^{^}	Transfer to overseas banks	Transfer to HSBC Group/branches in mainland China
Regular charges	Wavied	HKD50	Waived for each RMB telegraphic transfer issued via Personal Internet Banking

Local Charge
	Regular charges
Transfer to other banks^{^}	Wavied
Transfer to overseas banks	HKD50
Transfer to HSBC Group/branches in mainland China	Waived for each RMB telegraphic transfer issued via Personal Internet Banking

The local charge will be debited from the charge account ^* .

Overseas Charges (Applicable to overseas transfer only)

If "Myself" is selected
Item	Transfer to overseas HSBC branches⁺	Transfer to overseas non-HSBC branches
Charge per transaction	HKD150 (Charges^# are waived for HSBC Premier customers)	Levied by the overseas banks
Debit from charge account^*	Yes	Yes

If "Myself" is selected
Item	Charge per transaction
Transfer to overseas HSBC branches⁺	HKD150 (Charges^# are waived for HSBC Premier customers)
Transfer to overseas non-HSBC branches	Levied by the overseas banks

Item	Debit from charge account^*
Transfer to overseas HSBC branches⁺	Yes
Transfer to overseas non-HSBC branches	Yes

Please note that some overseas banks may impose additional overseas charges (including charges levied by recipient bank and correspondent banks). At the overseas banks' discretion, the charge may be deducted from the payment amount or from the charge account^* separately at a later date once it is charged back by the overseas banks. Please check with the overseas banks for more details.

If 'Recipient' is selected:

The overseas charge (including charges levied by recipient bank and correspondent banks) will be paid by the recipient. At the overseas banks' discretion, the charge may be deducted from the payment amount or from the recipient's bank account.

Remote Currency

For transferring remote currency, e.g. Korean won, an additional HKD200 will be debited from the charge account^*.
The exchange rate provided for remote currency is only provisional. The actual exchange rate is determined by the recipient bank/correspondent bank. Any exchange differences will be credited/ deducted from the charge account^* subsequently.

^{^} A standing instruction for funds transferred to other local banks through Real Time Gross Settlement (RTGS).

^* Charge account is the account you have specified for debiting of the local charge

⁺ Including overseas HSBC branches of Australia, Bangladesh, Mainland, China, India, Indonesia, Japan, Korea (South), Macau SAR, Malaysia, Mauritius, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, UK, USA and Vietnam.

^# Handling charges raised by overseas entities of the HSBC Group/overseas HSBC branches