Want to build up your foreign currency reserves or need FX soon? Why not capture FX opportunities to exchange foreign currencies in advance, and place a time deposit with a tenor of as short as 1 week to earn extra interest income? Our FX & Time Deposit offer is now available in HSBC HK App, so taking advantage of it is even more convenient!
HSBC HK App Exclusive - get a bonus +0.5% p.a. time deposit rate
Enjoy a bonus deposit rate of +0.5% p.a. on top of our prevailing preferential time deposit rates to get deposit interest of up to 11% p.a. when you exchange funds to any of the designated currencies, and place a 1-week time deposit via HSBC HK App1. New fund is not required.
Want to know more about the interest income you can earn? Try out our interactive calculator to see the indicative interest earnings:
The calculation result shown above is indicative only.
Be the first to enjoy the FX & Time Deposit Offer via mobile banking
It takes just two simple steps to exchange currencies and place a time deposit directly through HSBC HK App to earn extra time deposit interest!
1. Exchange to one of our designated currencies
2. Place a time deposit
Tips: Be reminded to start the transactions via ‘Learn more’ in ‘Foreign exchange’ page and place time deposit right after conducting currency exchange to earn extra time deposit interest!
Why wait?
Log in to your HSBC HK App to enjoy the new, refreshed in-app FX experience.
The above HSBC HK App Exclusive offer of extra +0.5% p.a. time deposit bonus interest rate is valid until 31 December 2021. Terms and conditions apply.
The above interest rates are indicative as of 9 September 2021 and are for reference only. They are not guaranteed and are subject to revision based on prevailing market conditions.
Remarks
- Prevailing time deposit rates refers to rates offered at other channels including Branch and Phonebanking, which have no bonus rates. The deposit amount of the offer should be no less than HKD10,000, RMB10,000, or 2,000 units in other currencies. Each eligible customer can enjoy the offer more than once. Exchange transactions involving notes exchanges, cash deposits, notes withdrawal, inward/outward remittance, HSBC Global Transfers, FX Order Watch, Mastercard® Debit Card, and Deposit Plus, are not counted as eligible currency exchange transactions and do not qualify for the offers under this promotion. The Offer cannot be used in conjunction with any other foreign exchange offers or time deposit interest rate offers.
- This offer is only available from Monday to Friday, 08:00 to 19:00 HKT (excluding public holidays in Hong Kong SAR or time deposit currency regions).
Note
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Risk disclosure
Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer a loss in principal.
Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.
The information in this material does not constitute a solicitation or recommendation for making any deposit or offer for the purchase or sale of or investment in any products.