Now you can send HKD or RMB to almost anyone in Hong Kong for free1, and you don’t even need their bank account details.
Faster Payment System (FPS) lets you make free1 instant transfers to people and merchants using their mobile number or QR code. You can generate your own QR code to have others pay you, or have them send money to you via your mobile number, email address or anonymous FPS Identifier. You can also receive payments and transfers from institutions, corporates and the HKSAR government via your Hong Kong ID number.
Download or update your app to register for FPS.

Making payments just got a whole lot easier
Easy to use
Pay/ receive via a mobile number, email address, FPS Identifier, or by scanning a QR codeReceive payment via HKID
Receive payments and transfers from institutions, corporates and the HKSAR government24/7 Instant payment
Make instant transfers anytime and anywhereAcross different platforms
Make payments online or on the go to any participating banks and payment service providers
See how FPS can make your life easier
Top 5 frequently asked questions
1 There is no charge from us if you pay money to, or receive money from accounts from other banks via FPS, but other banks may have different charging policies.
Note:
- The above FPS features work with HSBC HK App supported mobile devices.
- The screen displays and the images of the website are for reference and illustration purposes only.
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