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Shot of a happy young student using his smartphone in the city; image used for HSBC x FPS.


Send and receive money using QR codes

Now you can send HKD or RMB to almost anyone in Hong Kong for free1, and you don’t even need their bank account details.

Faster Payment System (FPS) lets you make free1 instant transfers to people and merchants using their mobile number or QR code. You can generate your own QR code to have others pay you, or have them send money to you via your mobile number, email address or anonymous FPS Identifier. You can also receive payments and transfers from institutions, corporates and the HKSAR government via your Hong Kong ID number.

Download or update your app to register for FPS.

Making payments just got a whole lot easier

  • Easy to use

    Pay/ receive via a mobile number, email address, FPS Identifier, or by scanning a QR code
  • Receive payment via HKID

    Receive payments and transfers from institutions, corporates and the HKSAR government
  • 24/7 Instant payment

    Make instant transfers anytime and anywhere
  • Free1

    No charges for local transfers made in HKD and RMB
  • Across different platforms

    Make payments online or on the go to any participating banks and payment service providers

See how FPS can make your life easier

Top 5 frequently asked questions

1 There is no charge from us if you pay money to, or receive money from accounts from other banks via FPS, but other banks may have different charging policies.



  • The above FPS features work with HSBC HK App supported mobile devices.
  • The screen displays and the images of the website are for reference and illustration purposes only.
  • Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries.
  • App Store is a service mark of Apple Inc.
  • Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.


HSBC adopts the latest internet security measure with the adoption of EV SSL Certificate (Extended Validation SSL Certificate). With this verification certificate in place, you can instantly know you're on a genuine HSBC website. We suggest customer to check the digital certificate with a desktop computer. For more tips on internet security, please click here.