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HSBC Credit Cards

Our best rewards card - Visa Signature provides*: Up to 3.6% RewardCash rebate year round (i.e. As low as HKD2.78 for 1 mile) and up to HKD2,000 worth of welcome offers. *Terms and conditions apply

Explore credit cards

We are progressively launching the new design to our credit cards in 2017.

HSBC Premier Mastercard® credit card

Join the world of HSBC Premier Mastercard® Credit Card, receive the personal services and privileges you need to choose the most out of life, and live it the way you choose to.

  • Superior Rewards Programme, spend and earn RewardCash for gift and mileage redemption
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile).
  • Perpetual Annual fee waiver
  • Free Pre-approved additional cards* for two of your family members

    *The pre-approved feature is subject to local regulations and the Bank retains its sole and final discretion whether to issue the credit card.

  • Free Private Label Card to enjoy up to 10% discount for items in city'super, LOG-ON, cookedDeli and Harvey Nichols

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    city'super card                CODE card

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     Dickson card                 HARVEY NICHOLS card

For HSBC Premier customers only.

To qualify for HSBC Premier you need to maintain a Total Relationship Balance of HKD1,000,000 or more.

EXCLUSIVE OFFER
  • Enjoy a HKD800 rebate and 800 extra AsiaMiles for booking your flight via the Cathay Pacific website on single transactions of HKD8,000 or above.
  • Buy-1-Get-1 Free dining privileges at Michelin Restaurants.
  • Stay-2-Get-2 Nights Free at partner hotels.
  • Overseas Shopping Spending Rebate.
  • Free Global Wi-Fi through Boingo at over 1 million hotspots worldwide. Terms & conditions apply.
  • Complimentary Expedia+ gold Membership, includes top priority on free room upgrades at over 2,000 participating +VIP AccessTM hotels and thousands of extra discounts and special offers.
  • 15% off with Expedia on selected hotel bookings.
  • 7% off on Agoda.com on selected hotel bookings.
  • Enjoy Airport Limousine Service for HKD250. Terms & conditions apply.

HSBC Advance Visa Platinum Card

HSBC Advance Visa Platinum Card brings you a fulfilling life with exclusive privileges both at home and overseas. Exclusively for HSBC Advance account holders.
Eligibility:

For HSBC Advance customers only.
To qualify for HSBC Advance you need to maintain a Total Relationship Balance of HKD200,000 or more.

Year-round offers
 

Exclusive year-round dining offers. 

With the new card, you can enjoy an array of spending privileges at selected merchants!
Click here for details.

HSBC Visa Signature Card

A card offering a new level of style and privileges – apply to enjoy the exclusive services.
  • Enjoy up to 9X RewardCash3 for spending in Rewards of Your Choice category. Rebate rate at 3.6% (i.e. $2.78 for 1 mile)
  • Enjoy an exclusive extra 3X RewardCash3 on your spending in all spending categories of Rewards of Your Choice without needing to register
  • Enjoy privileged dining offers and buy-1-get-1-free drinks at selected merchants. For details and other exclusive offers for Visa Signature Cardholders, please visit Visa's website. Terms and conditions apply
  • Free Private Label Card to enjoy up to 10% discount for items in city'super, LOG-ON, cookedDeli and Harvey Nichols

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    city'super card                CODE card

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     Dickson card                 HARVEY NICHOLS card

Eligibility:

Annual income of HKD480,000 or assets of HKD600,000 or above.

EXCLUSIVE WELCOME OFFER


Apply online for HSBC Visa Signature Card and spend to earn up to $800 RewardCash (equivalent to HKD800 cash coupon)! Click here for details and apply.

Wish to maximize your earning? Register and spend with your new HSBC credit card to get extra 5X RewardCash in online and overseas transactions! Terms and conditions apply. (NEW)


Continue to enjoy extra 3X RewardCash from 1 January 2017 to 31 December 2017 on your first HKD100,000 eligible spending with your HSBC Visa Signature Card under HSBC Visa Signature Card Special Reward Promotion 2017. You can earn up to 9X RewardCash in total## if you have also enrolled in the Red Hot Rewards of Your Choice programme ! Terms and conditions [PDF] apply.
 

##9X RewardCash on the eligible transaction includes:

(i) the basic 1X RewardCash earned under the RewardCash Programme,

(ii) the extra 3X RewardCash earned under the HSBC Visa Signature Card Special Reward Promotion 2017 and

(iii) the extra 5X RewardCash earned under the Red Hot Rewards of Your Choice programme assuming the registered cardholder has allocated all extra 5X RewardCash to one single spending category.

HSBC Visa Platinum Card

The HSBC Visa Platinum Card offers cardholders a wide range of unsurpassed advantages, instant recognition and exclusive privileges.
  • Join the Credit Card Rewards Programme and Mileage Programme, and earn RewardCash when you pay bills online with your credit card⁴
  • Visa Platinum⁵ concierge services, including travel information and restaurant reservations
  • Shopping, dining, leisure and entertainment discounts with Red Hot Year-round Privileges
  • Available Private Label Cards to be applied in one-go:

     

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    city'super card                CODE card

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     Dickson card                 HARVEY NICHOLS card

Eligibility:

 

Annual income of HKD150,000 or above.

EXCLUSIVE WELCOME OFFER

 

Apply online to get up to HKD2,000 worth of welcome offers, including:

 

  • Up to $800 RewardCash or Wellcome Supermarket shopping vouchers, AND
  • $200 extra RewardCash for online applications, AND
  • Up to $1,000 RewardCash Cash Advance Fee and Handling Fee Rebate

HSBC UnionPay Dual Currency Credit Card

Use one card at home, in China and beyond. Enjoy financial control and protection from exchange rate fluctuations between Hong Kong dollars and renminbi.
  • Superior Rewards Programme, spend and earn RewardCash for gift and mileage redemption
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)

  • (Exclusive for UnionPay Dual Currency Diamond cardholder only) Up to 3 complimentary visits to the Plaza Premium Lounges at Hong Kong International Airport (East Hall and West Hall) and Macau International Airport. Terms & conditions apply.

     

     - Effective from 1 March 2017, advance reservation is required and it must be made through the dedicated booking website at least 1 day in advance, up to 30 days before departure date, and is subject to availability.

     

     - Online reservations are limited to maximum 100 cardholders per day which available on a first-come-first-served basis. The time of registration refers to the time as indicated on the booking website.

    Enquiry :
    852-3122 2333 (For Hong Kong Cardholders)
    853-6262 6324 (For Macau Cardholders)
    Email:hkglifestyles@aspirelifestyles.com 
    Service time:24 hours daily (Monday to Sunday) 

     

Eligibility:

Dual Currency Credit Card applicants are required to have an annual income of HK$60,000 or above.
Dual Currency Diamond Credit Card applicants are required to have an annual income of HK$150,000 or above.

With the new card, you can enjoy an array of spending privileges at selected merchants! Click here for details. 

Exclusive offers for HSBC UnionPay Dual Currency Credit Card cardholders:

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  • (Exclusive for UnionPay Dual Currency Diamond cardholder only) Enjoy Airport Limousine Transfer in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport, at privileged rate of HKD 250.

    [Upon spending HKD/RMB2,000 within 30 days prior to reservation. For details and reservation, please call (852) 3122 2012]

  • Wifi pocket rental in WifiBB with 20% off discount. Terms & conditions apply.

HSBC Visa Gold Card

Get extra spending power and worldwide recognition.
  • Up to eight weeks' interest-free repayment period
  • Join the Credit Card Rewards Programme and Mileage Programme
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts with home&Away
  • Available Private Label Cards to be applied in one-go:

    \  \  

    CODE card                    Dickson card                 

Eligibility:

Annual income of HKD60,000 or above.

EXCLUSIVE WELCOME OFFER


Apply online to get up to HKD2,000 worth of welcome offers, including:

 

  • Up to $800 RewardCash or Wellcome Supermarket shopping vouchers, AND
  • $200 extra RewardCash for online applications, AND
  • Up to $1,000 RewardCash Cash Advance Fee and Handling Fee Rebate

Cardholder extras

Use your HSBC Credit Card with your mobile devices

Now you can enjoy all the benefits of your HSBC Credit Card with the Mobile Wallets in both Android and Apple devices. It’s an easy, fast and secure payment experience.

Just add your card to Android Pay1or Apple Payto make payments in thousands of stores across town – anywhere with Visa payWave or Master contactless payment terminals or in participating apps.

1Android Pay works with most NFC capable AndroidTM devices running Android 4.4 (KitKat TM) or higher.

2Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps.

 

Private Label Cards

Our Private Label cards give you extra discounts and privileges all year round at a range of Hong Kong retailers.

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Available cards:

  • city'super card

  • CODE card

  • Dickson card

  • HARVEY NICHOLS card
     

Cash Instalment Plan

Get greater financial flexibility and convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account with the Cash Instalment Plan.

It's easy to apply – just call our application hotline on (852) 2233 3051 or log on to Personal Internet Banking, with no need to supply any supporting documents6.

6Only applicable to applications of transferring the withdrawal amount from HSBC credit card account to cardholder's designated HSBC personal bank account, no document is required. You will need a Security Device / Mobile Security Key, if you apply through HSBC Personal Internet Banking

Spending Instalment Plan

Get greater financial flexibility and settle your credit card spending easily in monthly instalments, for up to 24 months with the Spending Instalment Plan.

It’s easy to apply – just call our application hotline on (852) 2233 3052 or log on to Personal Internet Banking, with no supporting documents required.

Apply for an additional credit card

If you have an HSBC credit card you can add a member of your family such as your spouse, partner or child to be an additional cardholder on your account.

This offers you and your family a way of bringing together your card spending on one account so no-one need miss out on the valuable offers and privileges on offer. Share the rewards with your loved ones.

Submit your documents in three easy steps

If you have already applied for an HSBC credit card, you can make the application process smoother by uploading all your supporting documents using our online tool.

Other cardholder services