再提取分期「萬應錢」還款利率表
| 新貸款額 (港幣) |
||||||
還款期(月數) |
3,000 - 14,999 |
15,000 - 49,999 |
50,000 - 99,999 |
|||
|---|---|---|---|---|---|---|
0.89%每月平息 |
0.77%每月平息 |
0.65%每月平息 |
||||
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
|
6 |
175.6 | 21.77% | 174.4 | 18.90% | 173.2 | 16.09% |
9 |
120.1 | 22.06% | 118.9 | 19.09% | 117.7 | 16.17% |
12 |
92.3 | 22.11% | 91.1 | 19.11% | 89.9 | 16.16% |
18 |
64.5 | 21.99% | 63.3 | 19.00% | 62.1 | 16.04% |
24 |
50.6 | 21.76% | 49.4 | 18.82% | 48.2 | 15.90% |
36 |
36.7 | 21.23% | 35.5 | 18.40% | 34.3 | 15.58% |
48 |
29.8 | 20.72% | 28.6 | 18.00% | 27.4 | 15.28% |
54 |
27.5 | 20.46% | 26.3 | 17.79% | 25.1 | 15.11% |
60 |
25.6 | 20.22% | 24.4 | 17.61% | 23.2 | 14.97% |
| 新貸款額 (港幣) |
||||||||
還款期(月數) |
100,000 - 199,999 |
200,000 - 399,999 | 400,000 - 699,999 | 700,000或以上 |
||||
|---|---|---|---|---|---|---|---|---|
0.63%每月平息 |
0.56%每月平息 |
0.54%每月平息 |
0.42%每月平息 |
|||||
| 每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
|
6 |
173.0 | 15.63% | 172.3 | 14.01% | 172.1 | 13.56% | 170.9 | 10.84% |
9 |
117.5 | 15.69% | 116.8 | 14.02% | 116.6 | 13.54% | 115.4 | 10.72% |
12 |
89.7 | 15.67% | 89.0 | 13.97% | 88.8 | 13.49% | 87.6 | 10.62% |
18 |
61.9 | 15.55% | 61.2 | 13.85% | 61.0 | 13.37% | 59.8 | 10.48% |
24 |
48.0 | 15.41% | 47.3 | 13.72% | 47.1 | 13.24% | 45.9 | 10.37% |
36 |
34.1 | 15.11% | 33.4 | 13.46% | 33.2 | 12.99% | 32.0 | 10.18% |
48 |
27.2 | 14.82% | 26.5 | 13.23% | 26.3 | 12.77% | 25.1 | 10.02% |
54 |
24.9 | 14.67% | 24.2 | 13.10% | 24.0 | 12.65% | 22.8 | 9.93% |
60 |
23.0 | 14.53% | 22.3 | 12.99% | 22.1 | 12.54% | 20.9 | 9.86% |
* 上述的每月還款額以每港幣1,000元計算，並已被約至小數後一個位。
+ 上述的實際年利率以新貸款額為港幣10,000元計算 (現時貸款結欠及提取金額各為港幣5,000元)。
借定唔借？還得到先好借！