Top of main content

Deposit Rate

Find out the latest HSBC deposits rate on HKD, USD, RMB and other currencies for HSBC saving accounts and time deposit.

Australian dollar (AUD)

Savings

Account Balance Interest Rate
AUD400 or above 0.1250%

Savings

Account Balance AUD400 or above
Interest Rate 0.1250%

The above saving interest rate has been effective since 9 Dec 2022. Click here for more details.

Time Deposit

Deposit Period AUD2,000
to
AUD99,999
AUD100,000
to
AUD999,999
AUD1,000,000
to
AUD1,999,999
AUD2,000,000
or above
1 week 0.1500% 0.1500% 0.1500% 0.1500%
2 weeks 0.1500% 0.1500% 0.1500% 0.1500%
1 month 0.2500% 0.2500% 0.2500% 0.2500%
2 months 0.2500% 0.2500% 0.2500% 0.2500%
3 months 0.3000% 0.3000% 0.3000% 0.3000%
6 months 0.4000% 0.4000% 0.4000% 0.4000%
9 months 0.5000% 0.5000% 0.5000% 0.5000%
12 months 0.6000% 0.6000% 0.6000% 0.6000%

Time Deposit

Deposit Period 1 week
AUD2,000
to
AUD99,999
0.1500%
AUD100,000
to
AUD999,999
0.1500%
AUD1,000,000
to
AUD1,999,999
0.1500%
AUD2,000,000
or above
0.1500%
Deposit Period 2 weeks
AUD2,000
to
AUD99,999
0.1500%
AUD100,000
to
AUD999,999
0.1500%
AUD1,000,000
to
AUD1,999,999
0.1500%
AUD2,000,000
or above
0.1500%
Deposit Period 1 month
AUD2,000
to
AUD99,999
0.2500%
AUD100,000
to
AUD999,999
0.2500%
AUD1,000,000
to
AUD1,999,999
0.2500%
AUD2,000,000
or above
0.2500%
Deposit Period 2 months
AUD2,000
to
AUD99,999
0.2500%
AUD100,000
to
AUD999,999
0.2500%
AUD1,000,000
to
AUD1,999,999
0.2500%
AUD2,000,000
or above
0.2500%
Deposit Period 3 months
AUD2,000
to
AUD99,999
0.3000%
AUD100,000
to
AUD999,999
0.3000%
AUD1,000,000
to
AUD1,999,999
0.3000%
AUD2,000,000
or above
0.3000%
Deposit Period 6 months
AUD2,000
to
AUD99,999
0.4000%
AUD100,000
to
AUD999,999
0.4000%
AUD1,000,000
to
AUD1,999,999
0.4000%
AUD2,000,000
or above
0.4000%
Deposit Period 9 months
AUD2,000
to
AUD99,999
0.5000%
AUD100,000
to
AUD999,999
0.5000%
AUD1,000,000
to
AUD1,999,999
0.5000%
AUD2,000,000
or above
0.5000%
Deposit Period 12 months
AUD2,000
to
AUD99,999
0.6000%
AUD100,000
to
AUD999,999
0.6000%
AUD1,000,000
to
AUD1,999,999
0.6000%
AUD2,000,000
or above
0.6000%

Canadian dollar (CAD)

Savings

Account Balance Interest Rate
CAD400 or above 0.1250%

Savings

Account Balance CAD400 or above
Interest Rate 0.1250%

The above saving interest rate has been effective since 9 Dec 2022. Click here for more details.

Time Deposit

Deposit Period CAD2,000
to
CAD99,999
CAD100,000
to
CAD999,999
CAD1,000,000
to
CAD1,999,999
CAD2,000,000
or above
1 week 0.2000% 0.2000% 0.2000% 0.2000%
2 weeks 0.2000% 0.2000% 0.2000% 0.2000%
1 month 0.2500% 0.2500% 0.2500% 0.2500%
2 months 0.3000% 0.3000% 0.3000% 0.3000%
3 months 0.3500% 0.3500% 0.3500% 0.3500%
6 months 0.5500% 0.5500% 0.5500% 0.5500%
9 months 0.6000% 0.6000% 0.6000% 0.6000%
12 months 0.6500% 0.6500% 0.6500% 0.6500%

Time Deposit

Deposit Period 1 week
CAD2,000
to
CAD99,999
0.2000%
CAD100,000
to
CAD999,999
0.2000%
CAD1,000,000
to
CAD1,999,999
0.2000%
CAD2,000,000
or above
0.2000%
Deposit Period 2 weeks
CAD2,000
to
CAD99,999
0.2000%
CAD100,000
to
CAD999,999
0.2000%
CAD1,000,000
to
CAD1,999,999
0.2000%
CAD2,000,000
or above
0.2000%
Deposit Period 1 month
CAD2,000
to
CAD99,999
0.2500%
CAD100,000
to
CAD999,999
0.2500%
CAD1,000,000
to
CAD1,999,999
0.2500%
CAD2,000,000
or above
0.2500%
Deposit Period 2 months
CAD2,000
to
CAD99,999
0.3000%
CAD100,000
to
CAD999,999
0.3000%
CAD1,000,000
to
CAD1,999,999
0.3000%
CAD2,000,000
or above
0.3000%
Deposit Period 3 months
CAD2,000
to
CAD99,999
0.3500%
CAD100,000
to
CAD999,999
0.3500%
CAD1,000,000
to
CAD1,999,999
0.3500%
CAD2,000,000
or above
0.3500%
Deposit Period 6 months
CAD2,000
to
CAD99,999
0.5500%
CAD100,000
to
CAD999,999
0.5500%
CAD1,000,000
to
CAD1,999,999
0.5500%
CAD2,000,000
or above
0.5500%
Deposit Period 9 months
CAD2,000
to
CAD99,999
0.6000%
CAD100,000
to
CAD999,999
0.6000%
CAD1,000,000
to
CAD1,999,999
0.6000%
CAD2,000,000
or above
0.6000%
Deposit Period 12 months
CAD2,000
to
CAD99,999
0.6500%
CAD100,000
to
CAD999,999
0.6500%
CAD1,000,000
to
CAD1,999,999
0.6500%
CAD2,000,000
or above
0.6500%

Euro (EUR)

Savings

Account Balance Interest Rate
EUR200 or above 0.0010%

Savings

Account Balance EUR200 or above
Interest Rate 0.0010%

The above saving interest rate has been effective since 25 Oct 2024. Click here for more details.

Time Deposit

Deposit Period EUR2,000
to
EUR49,999
EUR50,000
to
EUR499,999
EUR500,000
to
EUR999,999
EUR1,000,000
or above
1 week 0.1000% 0.1000% 0.1000% 0.1000%
2 weeks 0.1000% 0.1000% 0.1000% 0.1000%
1 month 0.1000% 0.1000% 0.1000% 0.1000%
2 months 0.1000% 0.1000% 0.1000% 0.1000%
3 months 0.1500% 0.1500% 0.1500% 0.1500%
6 months 0.2000% 0.2000% 0.2000% 0.2000%
9 months 0.2000% 0.2000% 0.2000% 0.2000%
12 months 0.2000% 0.2000% 0.2000% 0.2000%

Time Deposit

Deposit Period 1 week
EUR2,000
to
EUR49,999
0.1000%
EUR50,000
to
EUR499,999
0.1000%
EUR500,000
to
EUR999,999
0.1000%
EUR1,000,000
or above
0.1000%
Deposit Period 2 weeks
EUR2,000
to
EUR49,999
0.1000%
EUR50,000
to
EUR499,999
0.1000%
EUR500,000
to
EUR999,999
0.1000%
EUR1,000,000
or above
0.1000%
Deposit Period 1 month
EUR2,000
to
EUR49,999
0.1000%
EUR50,000
to
EUR499,999
0.1000%
EUR500,000
to
EUR999,999
0.1000%
EUR1,000,000
or above
0.1000%
Deposit Period 2 months
EUR2,000
to
EUR49,999
0.1000%
EUR50,000
to
EUR499,999
0.1000%
EUR500,000
to
EUR999,999
0.1000%
EUR1,000,000
or above
0.1000%
Deposit Period 3 months
EUR2,000
to
EUR49,999
0.1500%
EUR50,000
to
EUR499,999
0.1500%
EUR500,000
to
EUR999,999
0.1500%
EUR1,000,000
or above
0.1500%
Deposit Period 6 months
EUR2,000
to
EUR49,999
0.2000%
EUR50,000
to
EUR499,999
0.2000%
EUR500,000
to
EUR999,999
0.2000%
EUR1,000,000
or above
0.2000%
Deposit Period 9 months
EUR2,000
to
EUR49,999
0.2000%
EUR50,000
to
EUR499,999
0.2000%
EUR500,000
to
EUR999,999
0.2000%
EUR1,000,000
or above
0.2000%
Deposit Period 12 months
EUR2,000
to
EUR49,999
0.2000%
EUR50,000
to
EUR499,999
0.2000%
EUR500,000
to
EUR999,999
0.2000%
EUR1,000,000
or above
0.2000%

Hong Kong dollar (HKD)

Savings

Account Balance Interest Rate
Less than HKD5,000 0.0000%
HKD5,000 to HKD9,999 0.6250%
HKD10,000 to HKD149,999 0.6250%
HKD150,000 or above 0.6250%

Savings

Account Balance Less than HKD5,000
Interest Rate 0.0000%
Account Balance HKD5,000 to HKD9,999
Interest Rate 0.6250%
Account Balance HKD10,000 to HKD149,999
Interest Rate 0.6250%
Account Balance HKD150,000 or above
Interest Rate 0.6250%

The above saving interest rate has been effective since 20 Sep 2024. Click here for more details.

HSBC values your relationship. You will be rewarded with bonus interest on your Hong Kong dollar savings accounts when your Total Relationship Balance reaches HKD1,000,000.

Time Deposit

Deposit Period HKD10,000
to
HKD99,999
HKD100,000
to
HKD499,999
HKD500,000
to
HKD999,999
HKD1,000,000
or above
1 day - - - 0.6250%
1 week 0.6250% 0.6250% 0.6250% 0.6250%
2 weeks 0.6250% 0.6250% 0.6250% 0.6250%
1 month 0.6250% 0.6250% 0.6250% 0.6250%
2 months 0.6250% 0.6250% 0.6250% 0.6250%
3 months 0.6500% 0.6500% 0.6500% 0.6500%
6 months 0.6500% 0.6500% 0.6500% 0.6500%
9 months 0.6750% 0.6750% 0.6750% 0.6750%
12 months 0.6750% 0.6750% 0.6750% 0.6750%

Time Deposit

Deposit Period 1 day
HKD10,000
to
HKD99,999
-
HKD100,000
to
HKD499,999
-
HKD500,000
to
HKD999,999
-
HKD1,000,000
or above
0.6250%
Deposit Period 1 week
HKD10,000
to
HKD99,999
0.6250%
HKD100,000
to
HKD499,999
0.6250%
HKD500,000
to
HKD999,999
0.6250%
HKD1,000,000
or above
0.6250%
Deposit Period 2 weeks
HKD10,000
to
HKD99,999
0.6250%
HKD100,000
to
HKD499,999
0.6250%
HKD500,000
to
HKD999,999
0.6250%
HKD1,000,000
or above
0.6250%
Deposit Period 1 month
HKD10,000
to
HKD99,999
0.6250%
HKD100,000
to
HKD499,999
0.6250%
HKD500,000
to
HKD999,999
0.6250%
HKD1,000,000
or above
0.6250%
Deposit Period 2 months
HKD10,000
to
HKD99,999
0.6250%
HKD100,000
to
HKD499,999
0.6250%
HKD500,000
to
HKD999,999
0.6250%
HKD1,000,000
or above
0.6250%
Deposit Period 3 months
HKD10,000
to
HKD99,999
0.6500%
HKD100,000
to
HKD499,999
0.6500%
HKD500,000
to
HKD999,999
0.6500%
HKD1,000,000
or above
0.6500%
Deposit Period 6 months
HKD10,000
to
HKD99,999
0.6500%
HKD100,000
to
HKD499,999
0.6500%
HKD500,000
to
HKD999,999
0.6500%
HKD1,000,000
or above
0.6500%
Deposit Period 9 months
HKD10,000
to
HKD99,999
0.6750%
HKD100,000
to
HKD499,999
0.6750%
HKD500,000
to
HKD999,999
0.6750%
HKD1,000,000
or above
0.6750%
Deposit Period 12 months
HKD10,000
to
HKD99,999
0.6750%
HKD100,000
to
HKD499,999
0.6750%
HKD500,000
to
HKD999,999
0.6750%
HKD1,000,000
or above
0.6750%

Japanese Yen (JPY)

Savings

Account Balance Interest Rate
JPY30,000 or above 0.0010%

Savings

Account Balance JPY30,000 or above
Interest Rate 0.0010%

Time Deposit

Deposit Period JPY100,000
to
JPY9,999,999
JPY10,000,000
to
JPY99,999,999
JPY100,000,000
to
JPY199,999,999
JPY200,000,000
or above
1 week 0.0010% 0.0010% 0.0010% 0.0010%
2 weeks 0.0010% 0.0010% 0.0010% 0.0010%
1 month 0.0010% 0.0010% 0.0010% 0.0010%
2 months 0.0010% 0.0010% 0.0010% 0.0010%
3 months 0.0010% 0.0010% 0.0010% 0.0010%
6 months 0.0010% 0.0010% 0.0010% 0.0010%
9 months 0.0010% 0.0010% 0.0010% 0.0010%
12 months 0.0010% 0.0010% 0.0010% 0.0010%

Time Deposit

Deposit Period 1 week
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 2 weeks
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 1 month
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 2 months
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 3 months
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 6 months
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 9 months
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%
Deposit Period 12 months
JPY100,000
to
JPY9,999,999
0.0010%
JPY10,000,000
to
JPY99,999,999
0.0010%
JPY100,000,000
to
JPY199,999,999
0.0010%
JPY200,000,000
or above
0.0010%

New Zealand dollar (NZD)

Savings

Account Balance Interest Rate
NZD400 or above 0.1250%

Savings

Account Balance NZD400 or above
Interest Rate 0.1250%

The above saving interest rate has been effective since 9 Dec 2022. Click here for more details.

Time Deposit

Deposit Period NZD2,000
to
NZD99,999
NZD100,000
to
NZD999,999
NZD1,000,000
to
NZD1,999,999
NZD2,000,000
or above
1 week 0.2000% 0.2000% 0.2000% 0.2000%
2 weeks 0.2000% 0.2000% 0.2000% 0.2000%
1 month 0.2500% 0.2500% 0.2500% 0.2500%
2 months 0.3000% 0.3000% 0.3000% 0.3000%
3 months 0.3500% 0.3500% 0.3500% 0.3500%
6 months 0.5000% 0.5000% 0.5000% 0.5000%
9 months 0.6000% 0.6000% 0.6000% 0.6000%
12 months 0.7000% 0.7000% 0.7000% 0.7000%

Time Deposit

Deposit Period 1 week
NZD2,000
to
NZD99,999
0.2000%
NZD100,000
to
NZD999,999
0.2000%
NZD1,000,000
to
NZD1,999,999
0.2000%
NZD2,000,000
or above
0.2000%
Deposit Period 2 weeks
NZD2,000
to
NZD99,999
0.2000%
NZD100,000
to
NZD999,999
0.2000%
NZD1,000,000
to
NZD1,999,999
0.2000%
NZD2,000,000
or above
0.2000%
Deposit Period 1 month
NZD2,000
to
NZD99,999
0.2500%
NZD100,000
to
NZD999,999
0.2500%
NZD1,000,000
to
NZD1,999,999
0.2500%
NZD2,000,000
or above
0.2500%
Deposit Period 2 months
NZD2,000
to
NZD99,999
0.3000%
NZD100,000
to
NZD999,999
0.3000%
NZD1,000,000
to
NZD1,999,999
0.3000%
NZD2,000,000
or above
0.3000%
Deposit Period 3 months
NZD2,000
to
NZD99,999
0.3500%
NZD100,000
to
NZD999,999
0.3500%
NZD1,000,000
to
NZD1,999,999
0.3500%
NZD2,000,000
or above
0.3500%
Deposit Period 6 months
NZD2,000
to
NZD99,999
0.5000%
NZD100,000
to
NZD999,999
0.5000%
NZD1,000,000
to
NZD1,999,999
0.5000%
NZD2,000,000
or above
0.5000%
Deposit Period 9 months
NZD2,000
to
NZD99,999
0.6000%
NZD100,000
to
NZD999,999
0.6000%
NZD1,000,000
to
NZD1,999,999
0.6000%
NZD2,000,000
or above
0.6000%
Deposit Period 12 months
NZD2,000
to
NZD99,999
0.7000%
NZD100,000
to
NZD999,999
0.7000%
NZD1,000,000
to
NZD1,999,999
0.7000%
NZD2,000,000
or above
0.7000%

Pound Sterling (GBP)

Savings

Account Balance Interest Rate
GBP150 or above 0.1250%

Savings

Account Balance GBP150 or above
Interest Rate 0.1250%

The above saving interest rate has been effective since 9 Dec 2022. Click here for more details.

Time Deposit

Deposit Period GBP2,000
to
GBP49,999
GBP50,000
to
GBP499,999
GBP500,000
to
GBP999,999
GBP1,000,000
or above
1 week 0.1500% 0.1500% 0.1500% 0.1500%
2 weeks 0.1500% 0.1500% 0.1500% 0.1500%
1 month 0.2000% 0.2000% 0.2000% 0.2000%
2 months 0.2500% 0.2500% 0.2500% 0.2500%
3 months 0.3000% 0.3000% 0.3000% 0.3000%
6 months 0.5000% 0.5000% 0.5000% 0.5000%
9 months 0.6000% 0.6000% 0.6000% 0.6000%
12 months 0.7000% 0.7000% 0.7000% 0.7000%

Time Deposit

Deposit Period 1 week
GBP2,000
to
GBP49,999
0.1500%
GBP50,000
to
GBP499,999
0.1500%
GBP500,000
to
GBP999,999
0.1500%
GBP1,000,000
or above
0.1500%
Deposit Period 2 weeks
GBP2,000
to
GBP49,999
0.1500%
GBP50,000
to
GBP499,999
0.1500%
GBP500,000
to
GBP999,999
0.1500%
GBP1,000,000
or above
0.1500%
Deposit Period 1 month
GBP2,000
to
GBP49,999
0.2000%
GBP50,000
to
GBP499,999
0.2000%
GBP500,000
to
GBP999,999
0.2000%
GBP1,000,000
or above
0.2000%
Deposit Period 2 months
GBP2,000
to
GBP49,999
0.2500%
GBP50,000
to
GBP499,999
0.2500%
GBP500,000
to
GBP999,999
0.2500%
GBP1,000,000
or above
0.2500%
Deposit Period 3 months
GBP2,000
to
GBP49,999
0.3000%
GBP50,000
to
GBP499,999
0.3000%
GBP500,000
to
GBP999,999
0.3000%
GBP1,000,000
or above
0.3000%
Deposit Period 6 months
GBP2,000
to
GBP49,999
0.5000%
GBP50,000
to
GBP499,999
0.5000%
GBP500,000
to
GBP999,999
0.5000%
GBP1,000,000
or above
0.5000%
Deposit Period 9 months
GBP2,000
to
GBP49,999
0.6000%
GBP50,000
to
GBP499,999
0.6000%
GBP500,000
to
GBP999,999
0.6000%
GBP1,000,000
or above
0.6000%
Deposit Period 12 months
GBP2,000
to
GBP49,999
0.7000%
GBP50,000
to
GBP499,999
0.7000%
GBP500,000
to
GBP999,999
0.7000%
GBP1,000,000
or above
0.7000%

Renminbi (CNY)

Savings

Account Balance Interest Rate
CNY5,000 or above 0.1000%

Savings

Account Balance CNY5,000 or above
Interest Rate 0.1000%

HSBC values your relationship. You will be rewarded with bonus interest on your renminbi savings accounts when your Total Relationship Balance reaches a designated amount.

Time Deposit

Deposit Period CNY10,000
to
CNY499,999
CNY500,000
or above
1 week 0.2500% 0.2500%
2 weeks 0.2500% 0.2500%
1 month 0.2500% 0.3000%
2 months 0.2500% 0.3000%
3 months 0.3000% 0.3500%
6 months 0.3000% 0.3500%
9 months 0.3500% 0.4000%
12 months 0.3500% 0.4000%

Time Deposit

Deposit Period 1 week
CNY10,000
to
CNY499,999
0.2500%
CNY500,000
or above
0.2500%
Deposit Period 2 weeks
CNY10,000
to
CNY499,999
0.2500%
CNY500,000
or above
0.2500%
Deposit Period 1 month
CNY10,000
to
CNY499,999
0.2500%
CNY500,000
or above
0.3000%
Deposit Period 2 months
CNY10,000
to
CNY499,999
0.2500%
CNY500,000
or above
0.3000%
Deposit Period 3 months
CNY10,000
to
CNY499,999
0.3000%
CNY500,000
or above
0.3500%
Deposit Period 6 months
CNY10,000
to
CNY499,999
0.3000%
CNY500,000
or above
0.3500%
Deposit Period 9 months
CNY10,000
to
CNY499,999
0.3500%
CNY500,000
or above
0.4000%
Deposit Period 12 months
CNY10,000
to
CNY499,999
0.3500%
CNY500,000
or above
0.4000%

Singapore dollar (SGD)

Savings

Account Balance Interest Rate
SGD400 or above 0.0010%

Savings

Account Balance SGD400 or above
Interest Rate 0.0010%

Time Deposit

Deposit Period SGD10,000
to
SGD99,999
SGD100,000
to
SGD999,999
SGD1,000,000
or above
1 week 0.0100% 0.0100% 0.0100%
2 weeks 0.0100% 0.0100% 0.0100%
1 month 0.0100% 0.0100% 0.0100%
2 months 0.0100% 0.0100% 0.0100%
3 months 0.0100% 0.0100% 0.0100%
6 months 0.0100% 0.0100% 0.0100%
9 months 0.0100% 0.0100% 0.0100%
12 months 0.0100% 0.0100% 0.0100%

Time Deposit

Deposit Period 1 week
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 2 weeks
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 1 month
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 2 months
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 3 months
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 6 months
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 9 months
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%
Deposit Period 12 months
SGD10,000
to
SGD99,999
0.0100%
SGD100,000
to
SGD999,999
0.0100%
SGD1,000,000
or above
0.0100%

Swiss Franc (CHF)

Savings

Account Balance Interest Rate
CHF400 or above 0.0010%

Savings

Account Balance CHF400 or above
Interest Rate 0.0010%

Time Deposit

Deposit Period CHF10,000
to
CHF99,999
CHF100,000
to
CHF999,999
CHF1,000,000
to
CHF1,999,999
CHF2,000,000
or above
1 week 0.0010% 0.0010% 0.0010% 0.0010%
2 weeks 0.0010% 0.0010% 0.0010% 0.0010%
1 month 0.0010% 0.0010% 0.0010% 0.0010%
2 months 0.0010% 0.0010% 0.0010% 0.0010%
3 months 0.0010% 0.0010% 0.0010% 0.0010%
6 months 0.0010% 0.0010% 0.0010% 0.0010%
9 months 0.0010% 0.0010% 0.0010% 0.0010%
12 months 0.0010% 0.0010% 0.0010% 0.0010%

Time Deposit

Deposit Period 1 week
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 2 weeks
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 1 month
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 2 months
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 3 months
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 6 months
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 9 months
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%
Deposit Period 12 months
CHF10,000
to
CHF99,999
0.0010%
CHF100,000
to
CHF999,999
0.0010%
CHF1,000,000
to
CHF1,999,999
0.0010%
CHF2,000,000
or above
0.0010%

Thai Baht (THB)

Savings

Account Balance Interest Rate
THB10,000 or above 0.0010%

Savings

Account Balance THB10,000 or above
Interest Rate 0.0010%

Time Deposit

Deposit Period THB100,000
to
THB999,999
THB1,000,000
to
THB9,999,999
THB10,000,000
or above
1 week 0.0010% 0.0010% 0.0010%
2 weeks 0.0010% 0.0010% 0.0010%
1 month 0.0010% 0.0010% 0.0010%
2 months 0.0010% 0.0010% 0.0010%
3 months 0.0010% 0.0010% 0.0010%
6 months 0.0010% 0.0010% 0.0010%
9 months 0.0010% 0.0010% 0.0010%
12 months 0.0010% 0.0010% 0.0010%

Time Deposit

Deposit Period 1 week
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 2 weeks
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 1 month
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 2 months
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 3 months
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 6 months
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 9 months
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%
Deposit Period 12 months
THB100,000
to
THB999,999
0.0010%
THB1,000,000
to
THB9,999,999
0.0010%
THB10,000,000
or above
0.0010%

United States dollar (USD)

Savings

Account Balance Interest Rate
USD1,000 or above 0.7500%

Savings

Account Balance USD1,000 or above
Interest Rate 0.7500%

The above saving interest rate has been effective since 20 Sep 2024. Click here for more details.

Time Deposit

Deposit Period USD2,000
to
USD49,999
USD50,000
to
USD499,999
USD500,000
to
USD999,999
USD1,000,000
or above
1 week 0.7500% 0.7500% 0.7500% 0.7500%
2 weeks 0.7500% 0.7500% 0.7500% 0.7500%
1 month 0.7500% 0.7500% 0.7500% 0.7500%
2 months 0.7500% 0.7500% 0.7500% 0.7500%
3 months 0.7750% 0.7750% 0.7750% 0.7750%
6 months 0.8000% 0.8000% 0.8000% 0.8000%
9 months 0.8000% 0.8000% 0.8000% 0.8000%
12 months 0.8500% 0.8500% 0.8500% 0.8500%

Time Deposit

Deposit Period 1 week
USD2,000
to
USD49,999
0.7500%
USD50,000
to
USD499,999
0.7500%
USD500,000
to
USD999,999
0.7500%
USD1,000,000
or above
0.7500%
Deposit Period 2 weeks
USD2,000
to
USD49,999
0.7500%
USD50,000
to
USD499,999
0.7500%
USD500,000
to
USD999,999
0.7500%
USD1,000,000
or above
0.7500%
Deposit Period 1 month
USD2,000
to
USD49,999
0.7500%
USD50,000
to
USD499,999
0.7500%
USD500,000
to
USD999,999
0.7500%
USD1,000,000
or above
0.7500%
Deposit Period 2 months
USD2,000
to
USD49,999
0.7500%
USD50,000
to
USD499,999
0.7500%
USD500,000
to
USD999,999
0.7500%
USD1,000,000
or above
0.7500%
Deposit Period 3 months
USD2,000
to
USD49,999
0.7750%
USD50,000
to
USD499,999
0.7750%
USD500,000
to
USD999,999
0.7750%
USD1,000,000
or above
0.7750%
Deposit Period 6 months
USD2,000
to
USD49,999
0.8000%
USD50,000
to
USD499,999
0.8000%
USD500,000
to
USD999,999
0.8000%
USD1,000,000
or above
0.8000%
Deposit Period 9 months
USD2,000
to
USD49,999
0.8000%
USD50,000
to
USD499,999
0.8000%
USD500,000
to
USD999,999
0.8000%
USD1,000,000
or above
0.8000%
Deposit Period 12 months
USD2,000
to
USD49,999
0.8500%
USD50,000
to
USD499,999
0.8500%
USD500,000
to
USD999,999
0.8500%
USD1,000,000
or above
0.8500%

Interest is calculated on the following year basis:

  • Hong Kong dollar - 365 days or 366 days (in leap years)
  • Pound Sterling, Singapore dollar, Thai Baht - 365 days
  • Other currencies - 360 days

We offer deposit rates that vary among different currencies, deposit amounts and periods. The information shown is for indication only. Our staff will be pleased to provide the most suitable rates for your deposits.

Useful links

 

Latest coverage and house view on economics, markets and asset classes

 
This link will open in a new window

Manage your deposit account while earning interest on your balance