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A woman is looking at her mobile phone; image used in Loans Document Upload page.

Personal Loan applications

Easily upload documents at your fingertips.

Submit supporting document(s) to enjoy up to HK$300 cash rebate *

Documents Required

Regular income earners

1. Past 1 month income proof 

2. For non-permanent HKID card holders, please also provide

  • HKID card copy 
  • Working visa / employment contract / employment letter

Irregular income earners / Self employed

1. Latest 3 months income proof or Latest tax demand note

2. For non-permanent HKID card holders, please also provide

  • HKID card copy 
  • Working visa / employment contract / employment letter

Auto payroll customers** / Customers with pre-approved loan offers

No need to submit any document.

Pre-approved loan offer is not applicable to Electric Vehicle Personal Instalment Loan application.

The eligible proofs are the following:

  • Income proof covers: bank statement / passbook, latest tax demand note, latest payroll advice, employment letter
  • Employment proof covers: working visa, employment contract, employment letter
    - Employment letter must show employer / business name, job title / occupation, office address, office phone number and monthly income.
    - Employment contract must show employment period on company letterhead.

Additional Documents Required for Electric Vehicle Personal Instalment Loan

Prior to Electric Vehicle Personal Instalment Loan Drawdown

Past 6 months’ proof of the order agreement or documents showing the payment of deposits for the purchase of eligible electric vehicle

  • Total purchasing price for the electric vehicle must be shown on the proof
  • The proof must show that the purchaser/ owner of the electric vehicle is the applicant
  • For details of eligible electric vehicle models, please refer to the Environmental Protection Department’s website
  • As long as it's an eligible model, both brand new and second-hand vehicles from any manufacturers or dealers are qualified for an Electric Vehicle Personal Instalment Loan

Within 6 months after Electric Vehicle Personal Instalment Loan Drawdown

Vehicle registration document or related documents as proof of electric vehicle ownership

  • The registration date of car ownership must be after the loan drawdown
  • The proof must show that the purchaser/ owner of the electric vehicle is the applicant
  • If the related proof cannot be provided, the Bank reserves the right to terminate this loan and require the customer to immediately repay the outstanding loan balance, early repayment fee, late charge, overdue interest, accrued interest, repayment of any applicable promotional offers and other fees, etc

Upload tips

  • Simply upload documents at your fingertips
  • Upload files of your proofs via mobile, tablet or desktop 

* Applicable to Personal Instalment Loan applications, Electric Vehicle Personal Instalment Loan applications and Revolving Credit Facility applications, details as follows:

Personal Instalment Loan application - To be eligible for the HKD300 cash rebate under this Document Submission Offer, an Eligible Customer must have submitted all supporting document(s) required by the Bank in support of an application for a loan of HKD200,000 or above, and the application must be approved during the Promotional Period specified in the applicable Promotional Terms and Conditions. Please refer to the Promotional Terms and Conditions for details.

Revolving Credit Facility application - To be eligible for the HKD100 cash rebate under this Document Submission Offer, an Eligible Customer must have submitted all supporting document(s) required by the Bank in support of an application for a loan of HKD100,000 or above, and the application must be approved during the Promotional Period specified in the applicable Promotional Terms and Conditions. Please refer to the Promotional Terms and Conditions for details.

Electric Vehicle Personal Instalment Loan - To be eligible for the HKD300 cash rebate under this Document Submission Offer, an Eligible Customer must have submitted all supporting document(s), including vehicle registration document or related documents as proof of electric vehicle’s ownership as required by the Bank in support of an application for a loan of HKD200,000 or above, and the application must be approved during the Promotional Period specified in the applicable Promotional Terms and Conditions. Please refer to the Promotional Terms and Conditions for details.

** Auto payroll customers are existing HSBC customers who set up auto payroll deposit service.

 

The Bank reserves the right to request supporting documents at any time.

To borrow or not to borrow? Borrow only if you can repay!

This service is solely for supporting product application and not intended to give any urgent banking instructions or report any urgent fraud or suspicious transactions. Please call us with the hotline number immediately if you suspect any fraud. 

 

Call us

HSBC Jade customers

Call (852) 2233 3033

HSBC Premier customers

Call (852) 2233 3322

Other personal banking customers

Call (852) 2233 3000