The card that takes you further every day
Earn miles at a rate as low as HKD0.4 = 1 mile2
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
Earn miles faster and spend them the way you want
Flexible RewardCash conversion7
- Get the miles or points instantly at 10+ programmes.
- Redeem free tickets from over 110 airlines – the widest flight redemption coverage in Hong Kong
See our list of partners
You can also make the most of your RewardCash on the HSBC Reward+ app by using them to:
- Pay your credit card statements and transactions
- Redeem gifts and vouchers at a discount
... and so much more!
Travel in style with these exclusive benefits
A world of travel rewards awaits.
Special offers on hotel and flight bookings
- Enjoy multi-trip travel insurance for you and your accompanying family members
- Get special coverage for your mobile phone and in the event of a trip cancellation
- If you have any queries regarding travel insurance, please contact the dedicated customer service hotline from AXA at (852) 2894 4680
Towards a sustainable future
HSBC EveryMile Credit Card is the bank's first credit card in Hong Kong that is made from 85% recycled plastic.
1. Welcome offer promotional terms and conditions apply. Please click here for details.
- You may earn HKD8,000 x 2.5% = $200 RewardCash in total for your spending made under "Designated Everyday Spend" with the rate of 2.5% rebate (Please refer to remark 5b for details).
- RC earned from welcome offer: $800 RewardCash
- Total RC earned = $1,000 RewardCash
- Total miles earned: $1,000 RewardCash x 20 = 20,000 miles (At preferential conversion rate of $1RewardCash = 20 miles. Please refer to remark 5a for details)
- Earn rate: HKD8,000 / 20,000 = HKD0.4 / 1 mile
3. You can enjoy annual fee waiver for the first year as part of the welcome offer. The annual fee (HKD2,000) of your HSBC EveryMile Card will be waived for the following year simply by spending HKD120,000 annually. Bill payments and tax payments settled via HSBC Mobile Banking and/or Internet Banking, cash advance or withdrawal under the Cash Instalment Plan or Cash Credit Plan are not eligible spend to reach the spending requirement for enjoying annual fee waiver.
4. Please note that the RewardCash rebate, preferential rate for mile / point conversion, complimentary travel insurance and lounge access are exclusive to HSBC EveryMile Credit Card and subject to terms and conditions. For details, please visit Terms and Conditions for HSBC EveryMile Credit Card Reward Scheme and Travel Privileges.
5. (a) EveryMile Cardholders can enjoy preferential rate when converting RewardCash to miles or points of frequent flyer programmes and hotel loyalty programmes on HSBC Reward+ App. The latest preferential rate of $1 RewardCash to 20 miles/points.
(b) EveryMile Cardholders can earn 2.5% RewardCash rebate for Designated Everyday Spend and 1% RewardCash rebate for other local and overseas purchases. Some transactions may not be eligible for the special reward. Please refer to the Terms and Conditions for more details.
Considering (a) and (b), cardholders can enjoy the mile earn rate of HKD2 or HKD5 = 1 mile respectively.
|Eligible Transactions||Total RewardCash Entitled||
($1 RewardCash = 20 Miles)
|Equivalent Mile Earn Rate|
|Designated Everyday Spend||HKD1,000 x 2.5% = $25 RewardCash||$25 RewardCash x 20 Miles = 500 Miles||HKD2 spend = 1 mile|
|Other Local and Overseas Purchases||HKD1,000 x 1% = $10 RewardCash||$10 RewardCash x 20 Miles = 200 Miles||HKD5 spend = 1 mile|
|Eligible Transactions||Designated Everyday Spend|
|Total RewardCash Entitled||HKD1,000 x 2.5% = $25 RewardCash|
($1 RewardCash = 20 Miles)
|$25 RewardCash x 20 Miles = 500 Miles|
|Equivalent Mile Earn Rate||HKD2 spend = 1 mile|
|Eligible Transactions||Other Local and Overseas Purchases|
|Total RewardCash Entitled||HKD1,000 x 1% = $10 RewardCash|
($1 RewardCash = 20 Miles)
|$10 RewardCash x 20 Miles = 200 Miles|
|Equivalent Mile Earn Rate||HKD5 spend = 1 mile|
6. We may update the definition of "Designated Everyday Spend", including the full list of merchants or spending categories from time to time, please click here for details.
7. Please note that EveryMile Cardholders can only redeem miles or points of frequent flyer programmes and hotel loyalty programmes, gift and vouchers on HSBC Reward+ app, but cannot perform any RewardCash redemptions at HSBC Online Banking.
8. The offer is subject to its programme Terms and Conditions and is exclusive for EveryMile Cardholders. Bookings must be made via designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website. You can enjoy 8% off after the monthly quota of 15% off is utilised. You should check if the monthly quota has been used up at www.agoda.com/hsbceverymile.
9. The offer is subject to its programme Terms and Conditions and is available for both HSBC EveryMile and Visa Signature cardholders.
10. Please click here for full list of Plaza Premium Lounges and airport dining outlets in Hong Kong and overseas.
11. The benefit is underwritten by AXA General Insurance Hong Kong Limited and subject to its specific terms and conditions. You need to meet certain criteria in order to get the trip insured, such as having one or more of the transportation, hotel fares and/or tour package cost settled in full with EveryMile Credit Card or by the miles or points redeemed from RewardCash of HSBC EveryMile Credit Card.
How to apply
Are you eligible?
To apply for the HSBC EveryMile Credit Card, you'll need to have an annual income of HKD240,000 or above.
What else should I know?
More credit card offers and rewards
Check out other deals you could enjoy with an HSBC EveryMile Credit Card.
Catch the latest fabulous credit card offers.
HSBC Reward+ App
Spend and earn RewardCash to redeem cash vouchers or gift items at our RC e-Shop, or offset your spending with RewardCash.
Enjoy exclusive discounts on dining, shopping, travel and more.
What else can I enjoy with an HSBC credit card?
Cash Instalment Plan
Octopus Automatic Add-Value Service
Spending Instalment Plan
Please note that additional cards are not available for HSBC EveryMile Credit Card.