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Life insurance plans

Guaranteed returns of up to 4.07% p.a. in HKD with our savings insurance in just 3 years – available online only


Enjoy up to 11% off your first-year premium

A voluntary health insurance plan offering full coverage[@fullcoverage] on medical expenses, annual benefits of HKD5 million or more, and tax savings—available online


Enjoy 20% off your first-year premium

Extensive coverage against 76 critical illnesses including cancer, heart disease and stroke and 4 conditions —plus a full premium refund[@totalbasicplanpremiumpaid4] if no claims are made by the end of the policy term


Enjoy 15% off your first-year premium

Term life insurance you can tailor with additional benefits like critical illness cover, hospital cash and more—available online only 


Enjoy 67% off your first-year premium

Other insurance plans

Peace of mind, wherever you go
Protect your home with a plan that suits your needs
Great cover for a valued employee

Comprehensive protection for students studying abroad

Comprehensive cover for your home
Protect you from third party liability claims with comprehensive car insurance
Cover for the unexpected

Can't find what you need?

Get personalised support from our Insurance Specialists. You can book a face-to-face appointment or meet with us over video (life insurance plans only).

For enquiries on life insurance plans, call us on (852) 2233 3130. Lines are open 11:00am to 7:30pm, Mondays to Fridays except public holidays.

For other insurance plans, call our General Insurance Service Hotline on (852) 2867 8678. Lines are open 24 hours.

HSBC Premier Elite or Premier customer? 

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.



    Life insurance products above are underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. Policyholders are subject to the credit risk of HSBC Life and early surrender loss.

    General insurance products are underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.


    These products are not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.


    The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of  HSBC Life for the distribution of life insurance products and AXA for distribution of general insurance products in the Hong Kong Special Administrative Region. These products are products of HSBC Life and AXA but not HSBC and they are intended only for sale in the Hong Kong SAR.


    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life or AXA and you directly.