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HSBC Red Credit Card


Get up to 4% RewardCash rebate when your apply for HSBC Red Credit Card online now. T&Cs apply.

The card that makes earning rewards easy

Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 2% for local supermarket spending, and 1% for all other local and overseas spending. You can easily enjoy rewards when you spend.

Welcome offer

  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • Perpetual annual fee waiver

Earn extra RewardCash by spending in these categories

Online spending

Earn 4% RewardCash on the first HKD12,500 you spend online and unlimited 1% RewardCash on subsequent online spending each calendar month[@cards-redcard421]. T&Cs apply.

Local supermarkets

Earn 2% RewardCash on local supermarket transactions[@cards-redcard421]

Local and overseas spending

Earn 1% RewardCash on other local and overseas spending[@cards-redcard421]

Exclusive benefits and offers

Earn HSBC Reward+ Red Hot Stamp Card Rewards

Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.

  • Get up to $60 in RewardCash when you spend at YATA
    Earn HSBC Reward+ stamps and receive up to $60 in RewardCash during each promotional phase when you spend HKD200 or above in a single transaction at YATA. T&Cs apply.
  • Get up to $40 in RewardCash when you spend at McDonald's
    Earn HSBC Reward+ stamps and receive up to $40 in RewardCash each month when you spend HKD25 or above in a single transaction at McDonald's. T&Cs apply.
  • Get up to $90 in RewardCash when you spend at MCL Cinemas
    Earn HSBC Reward+ stamps and receive up to $90 in RewardCash during each promotional phase when you spend HKD50 or above in a single transaction at MCL Cinemas. T&Cs apply.

Preferential handling fee for Spending Instalment Plans

Enjoy an exclusive one-off handling fee of as low as HKD50 when you apply for a Spending Instalment Plan using your HSBC Red Credit Card via the HSBC HK Mobile Banking app or Reward+ app. T&Cs apply.

Additional benefits you can enjoy

  • Perpetual annual fee waiver
    Enjoy a perpetual waiver on your annual fees with your card—no spending limits required!
  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your digital wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

Get more from your card

Make the most of your credit card through our mobile apps, credit card offers and services
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks

Notes

    • To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.