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HSBC Red Credit Card

Get up to 4% RewardCash rebate when your apply for HSBC Red Credit Card online now. T&Cs apply.

The card that makes earning rewards easy

Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 1% for designated spending categories.

Welcome offer

  • Worth up to HKD400 reward for new credit card customers who successfully open or upgrade to an HSBC One account via HSBC HK App and apply for HSBC Red Credit Card[@cards-one-red-offer]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • Perpetual annual fee waiver

Earn extra RewardCash by spending in these categories

Online spending

Earn 4% RewardCash on the first HKD10,000 you spend online and unlimited 1% RewardCash on subsequent online spending each calendar month[@cards-redcard421]. T&Cs apply.

Designated spending categories

Earn 1% RewardCash on designated spending categories[@cards-redcard421]

Exclusive benefits and offers

Earn rewards on designated spending categories

Enjoy 1% RewardCash on spending with your Red Credit Card in any of these categories:

  • Enjoy dining at restaurants and eateries in Hong Kong
  • Spend in foreign currency on your travels in mainland China,  Macau, and overseas
  • Indulge in health and leisure at cinemas, ticket offices, and fitness centres
  • Shop smart and manage home spends at supermarkets, furniture and home appliance stores, and telecom service providers
  • Indulge in some self-care with lifestyle spends in beauty and fashion, pet care, and at bookstores

Earn HSBC Reward+ Red Hot Stamp Card Rewards

Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.

  • Get up to $40 in RewardCash when you spend at McDonald's
    Earn HSBC Reward+ stamps and receive up to $40 in RewardCash each month when you spend HKD30 or above in a single transaction at McDonald's. T&Cs apply.
  • Get up to $35 in RewardCash when you spend at TamJai Yunnan Mixian and TamJai SamGor Mixian
    Earn HSBC Reward+ stamps and receive up to $35 in RewardCash each month when you spend HKD60 or above in a single transaction at TamJai Yunnan Mixian and TamJai SamGor Mixian. T&Cs apply.
  • Get up to $90 in RewardCash when you spend at MCL Cinemas
    Earn HSBC Reward+ stamps and receive up to $90 in RewardCash during each phase when you spend HKD50 or above in a single transaction at MCL Cinemas. T&Cs apply.

Additional benefits you can enjoy

  • Perpetual annual fee waiver
    Enjoy a perpetual waiver on your annual fees with your card—no spending limits required!
  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

What supporting documents do I need to provide in my credit card application? 

Where can I upload supporting documents for my credit card application? 

How long will it take for me to get my new credit card? 

How are credit card finance charges and late charges calculated? 

Get more from your card

Make the most of your credit card through our mobile apps, credit card offers and services
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks

Notes

    Important information 

    • To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.