The card that makes earning rewards easy
All-round Rewards. Just earn and enjoy.
$100 RewardCash upon successful application and making any mobile payment transaction
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 July 2022 until 30 June 2023. Under this new reward scheme, the first HKD12,500 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.
Earn RewardCash from every transaction1
- 4% RewardCash for online spending
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas spending
Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee
One-off handling fee as low as HK$50 for Spending Instalment Plans with easy application on HSBC Reward+ after spending
- The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.
- No registration is required for the HSBC Reward+ Mini Game. Terms and conditions apply. Each eligible transaction made during the promotional period entitles you to one Mini Game entry on HSBC Reward+. Each cardholder is entitled to a maximum of 10 game entries during the entire promotional period. One prize will be granted to each Mini Game entry. Mini Game prizes include $5, $10, $50 or $500 RewardCash.
How to apply
Are you eligible?
HSBC Red Credit Card applicants are required to have an annual income of HKD120,000 or above.
What else should I know?
Card offers and rewards
Catch the latest fabulous credit card offers.
Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.