Give yourself some flexibility with your spending
Need to turn your spending into instalments you can repay over a longer period? Our Spending Instalment Plan lets you convert multiple credit card transactions into instalments you can repay over 6–60 months.
- Make repayments flexibly over 6 to 60 months
- Combine multiple credit card transactions into a single instalment plan[@cards-promotionofspendinginstalment]
- See your application status instantly[@usinghshcappapply], along with your monthly repayments and daily average handling fees
Monthly handling fee
As low as
Enjoy a one-off handling fee as low as HKD50[@card-sip-red-card-offer]
Apply for a Spending Instalment Plan with your HSBC Red credit card via the HSBC HK Mobile Banking app or Reward+ app to enjoy a one-off handling fee as low as HKD50.T&Cs apply.
Apply via the HSBC HK App, the Reward+ app or by phone
Apply in just a few minutes on the HSBC HK App
See how you can apply for a Spending Instalment Plan on the HSBC HK Mobile Banking app and get approved instantly[@usinghshcappapply].
Other ways to apply
Apply via the Reward+ app
Learn how to apply via the Reward+ app and get approved instantly[@usinghshcappapply].
Call us at any time on (852) 2233 3052 Our application hotline is open 24/7.