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Future Planner

Forecast your future finances so you can better plan ahead with confidence and ease

Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. Please refer to the 'Disclaimer and risk warning' section for details.

Futureproof your life

See financial projections across your every stage of life, all with just one tool. Visit us in branch or try out the tool on our HSBC HK App.

Key benefits

No crystal ball needed

Simply enter a few personal details and we will run real-time simulations that let you see what your finances will look like in the future

Plan for your lifelong goals

Forecast your short-term and long-term goals in minutes, no matter what they are—we'll project your finances across your whole life, taking factors like inflation and potential investment returns into account

Be prepared for the unexpected

Explore how your wealth might change, for better or for worse, and see how you can protect yourself and your loved ones during hard times by simulating crises

Discover suitable financial products

See how even minor adjustments can have major impacts; run simulations right away to see how investment, insurance and pension products could help you achieve your future financial goals

Exclusive offers

Get HKD100 coffee coupon upon completing Future Planner with HSBC Wealth Coach

From now till 30 Sep 2023, HSBC One customers can enjoy HKD100 coffee coupon after making 1-on-1 appointment and completing the Future Planner with HSBC Wealth Coach for the first time. You may start by booking an appointment via ‘Chat with us’ now! (bottom right hand corner of this page).


Terms and conditions apply.

Visualise the future in minutes

Personal financial planning made simple

Forecast your short-term and long-term future in minutes. With the Future Planner, you can simulate your plans with different products. Financial freedom doesn't have to be a daydream.

Got enough to fund your life goals?

Life is full of uncertainty. There are many factors that can affect your financial future.

From buying your own home, to sending your children abroad for their studies or planning something else – we can help you see what the better, worse and median case may be for your financial future. That way, you can check if you're on the right path to success.

You can also simulate different scenarios to see how you can improve achievability for your goals. Watch the video to learn more.

Do you have enough to retire?

Simply tell us a few details about your retirement plan, like your ideal retirement age and lifestyle.

We'll help you evaluate how prepared you are for retirement using two key indicators: sufficiency and resilience. You can also adjust your post-retirement asset allocation and set up retirement saving plans to see how you can improve your readiness—watch the video to find out more.

Can't keep track of your finances?

With a few financial profile inputs, we'll show you a breakdown of your Net wealth.

Review your finances hassle-free with a comprehensive overview of your Net wealth as we help you calculate and categorise your different types of assets across your accounts. Try out our Future Planner in the HSBC HK App.

Get in touch with us

To plan your future finances today with Future Planner, please reach out to our experts. They will be able to guide you through the tool.

You can also call us

Jade and Premier customers can also contact their Jade Director or Relationship Manager directly.

Frequently asked questions


Disclaimer and risk warning


This information is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. HSBC has based this list on information obtained from sources it believes to be reliable but which it has not independently verified. HSBC makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. The information is subject to change without notice.