Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. Please refer to the 'Disclaimer and risk warning' section for details.
Futureproof your life
Plan for your life goals and earn cash reward
HSBC One customers can enjoy an HKD100 cash reward after completing Future Planner via designated channel for the first time. Offer valid till 31 July 2024.
No crystal ball needed
Simply enter a few personal details and we will run real-time simulations that let you see what your finances will look like in the future
Plan for your lifelong goals
Forecast your short-term and long-term goals in minutes, no matter what they are—we'll project your finances across your whole life, taking factors like inflation and potential investment returns into account
Be prepared for the unexpected
Explore how your wealth might change, for better or for worse, and see how you can protect yourself and your loved ones during hard times by simulating crises
Discover suitable financial products
See how even minor adjustments can have major impacts; run simulations right away to see how investment, insurance and pension products could help you achieve your future financial goals
Visualise the future in minutes
Personal financial planning made simple
Got enough to fund your life goals?
Do you have enough to retire?
Can't keep track of your finances?
Award-winning financial planning tool
Bloomberg Businessweek Financial Institution Awards
Excellence Performance: Banking Securities Sector - Digital Innovation (2023)
Asian Banking & Finance Retail Banking Awards
Wealth Management Platform of the Year (2023)
Global Retail Banking Innovation Awards by The Digital Banker
Best Wealth Planning for Affluent Clients (2022)
Best Wealth Planning for Affluent Clients (2023)
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Frequently asked questions
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Disclaimer and risk warning
This information is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. HSBC has based this list on information obtained from sources it believes to be reliable but which it has not independently verified. HSBC makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. The information is subject to change without notice.
All products in Future Planner are generalized for simulation purpose only without taking product suitability and personal affordability into account. The results may differ from the actual product behaviour, including but not limited to return, risks, premium amount, payment term, cash value, and coverage. We do not represent or warrant that any movements provided in the simulation tool are likely to occur in the future, as past performance is not necessarily indicative of future results. There may not be any HSBC product that provide the same outcome as the simulation in this tool. If you would like to understand how the simulation is projected and its assumption and limitation, please contact our staff.
Note that we are not recommending or solicitating any investment and insurance products by way of Future Planner. Please note that the simulation provided in Future Planner is indicative and for reference only. You should not act on or place any reliance on any information on this page without seeking specific professional advice.