Find out if you can retire sooner by saving on everyday expenses
Ever wonder if buying a cup of coffee everyday will delay your retirement? Or if you need to sacrifice your dream to buy a new home? No more guessing! Get your answers with Future Planner's life-like simulations.
Exclusive offers
- HSBC Premier Elite and HSBC Premier customers who have completed retirement planning via Future Planner can enjoy a preferential initial charge of 0.96% for the first Unit Trusts subscription (no transaction limit). Offer valid till 31 December 2024. T&Cs apply, Investment involves risks. Learn more.
- HSBC Premier Elite and HSBC Premier customers who have completed retirement planning via Future Planner are entitled to HKD500 cash rebate for every bond subscription amount of HKD500,000 or equivalent in other currencies. Maximum cash rebate per customer is capped at HKD20,000. Offer valid till 31 December 2024. T&Cs apply, Investment involves risks. Learn more.
- From 1 October 2024 to 31 March 2025, HSBC Premier and Premier Elite customers who are new FlexInvest users can enter our monthly lucky draw for an iPhone 16 Pro 256B by confirming their retirement goal in Future Planner, and investing HKD5,000 with FlexInvest. Investments involves risks. T&Cs apply. Learn more.
Your one-stop tool for financial planning
Plan your financial future on our app
1,000 possible outcomes of your future
With 1,000 simulations of your potential futures, get a clear idea of how wealthy you'll be when you retire or get old, all in one single graph. This includes:
- An overview of your liquid net assets and total net assets in every year
- Correlation between your life goals and finances
- Indication of 'out of cash' scenario to help you evaluate your cash flow in the future
Your wealth is under your control
Review your finances hassle-free with a comprehensive overview of your net wealth. We'll help you summarise and categorise all your assets across accounts.
- Monitor your net wealth from time to time
- Understand your asset distribution via our visual summary
Make all your dreams come true
From your children's education, to buying a home and retiring comfortably – we've got your back. Future Planner helps you analyse the likelihood of achieving them all, enabling your with ideas to stay on track.
- Forecast how likely you are to achieve all your goals and the funding you need for them
- Learn about how you can improve your chances of succeeding in your goals
- Budget for your children's education with our consolidated overview of educational expenses in various regions
Get the right financial advice from our specialists
Got a big plan for you and your family? Reach out to our relationship managers for a comprehensive analysis of your wealth with Future Planner.
- Holistic retirement planningComprehensive analysis of your pre-retirement and post-retirement life. Start planning how to generate income after your retire.
- Investment and insurance simulationsFind out how different investment and insurance products impact your future.
- Prepare for the unexpectedForesee your financial situation in case of life events such as critical illness. Get yourself and your loved ones protected with our insurance products.
Get started with Future Planner on HSBC HK App
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Start planning for your future now
If you've got the HSBC HK App already
Scan the QR code to start using Future Planner now.
Or if you're on mobile, you can tap the link to open the HSBC HK App right away.
Plan your finances with experts
Already banking with us?
Our wealth management specialists at our branches can help you forecast your net wealth. Find out how wealth and insurance products can impact your future.
Contact Relationship Manager
If you're an HSBC Premier Elite or HSBC Premier customer, you can contact your Premier Elite Director or Relationship Manager directly to plan your finances.
