Open an HSBC Bank Account Online with your mobile

Yes. As long as you don't currently have any accounts or credit cards with us and you meet the other requirements, you can use the HSBC Mobile Banking app to open your account.

Yes. You'll receive your ATM card by post after 3 working days (Mondays to Fridays only; excluding Saturdays, Sundays and public holidays) if you're located in Hong Kong, or 21 working days if you're located abroad. You'll get the ATM PIN number to activate your card by post separately.

• Hong Kong dollar / Renminbi / foreign currency deposits
• Market value of the following investments: local and overseas securities, Unit Trusts, bonds, certificates of deposit, equity linked investments, structured notes, Monthly Investment Plan (stocks/ Unit Trusts) and Wayfoong Statement Gold
• Deposit amounts of Deposit Plus and Structured Investment Deposits
• Utilised lending facilities (excluding mortgages and amounts outstanding on credit cards)
• Life insurance with savings or investment component¹
• HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by The Hongkong and Shanghai Banking Corporation Limited
• Minimum total relationship balance refers to the rolling average for the previous three months

   ¹For life insurance with savings or investment component:

    Investment-linked life insurance policies include the total cash value of the policies;

    Other life insurance policies include the total cash value of the policies OR total premium paid less any annuity payments received (if applicable), whichever is higher.

To determine your overall TRB in sole capacity, the applicable TRB of all your personal sole account(s) held or registered with the same joint accountholder(s) under the same name(s) and identity number(s), held with the same joint accountholder(s) will be included in the calculation. There may be a time lag before the value of certain investment transactions (i.e. initial public offering subscriptions for securities, bonds, open-end funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank’s record.

To open an integrated account through the HSBC HK Mobile Banking app as an existing customer, you have to meet the following criteria:

• Reside in Hong Kong SAR, Australia, Canada, Macau SAR, Singapore, the UK or the US
• Be between 18-64 years old
• Hold at least 1 sole deposit account or joint account (either to sign) with HSBC
• Not hold a sole integrated account with HSBC

If you don't meet all of the requirements above, you may visit any of our branches to apply for an integrated account.

You can apply for an HSBC Premier or HSBC One account. Find out more about these accounts here. Please note that the integrated account application does not include an investment account, a credit card or a cheque book. However, you may request or apply for these either via online banking, by visiting a branch, or through an ATM.

If your integrated account has been successfully opened, you’ll see a confirmation message at the end of the application process. Additionally, an SMS welcome message will be sent to the mobile number you've registered with us, followed by a welcome email within 3 working days.