Open a HSBC Bank Account Online | Account Opening

It's now quicker and easier than ever to open an account with us.

New to HSBC? You can now use the HSBC HK Mobile Banking app to open your account if you‘re an HKID holder (permanent or non-permanent resident) aged 18-64 residing in Hong Kong and don't hold any HSBC banking or investment accounts or credit cards.

Already banking with us? You can also use the app to open an account with zero fuss, as long as you hold a standalone HSBC current, savings, Time Deposit or investment account (not under an integrated account).

It seriously doesn't get any easier than that! The whole process could take you less than 5 minutes, so download the app and get started today.

Download the app and open an account now Click here to download the app and open an account This link will open in a new window

This link will open in a new window

Do it from anywhere, anytime – no need to visit a branch

Your new account will be ready to go in under 5 minutes

Receive funds and start banking instantly

How to open your account in just a few simple steps

Step 1: Download the HSBC HK Mobile Banking app from the App Store or Google Play Store. Open the app and select the 'I don't have an account yet' option.

Step 2: Take a photo of your HKID card.

Step 3: Take a selfie for identification purposes.

Step 4: Fill in your personal details.

Step 5: Tap 'Set up online banking now' and register for online banking.

Step 1: Select the 'Account opening/upgrade' option on your HSBC HK Mobile Banking app.

Step 2: Select the account type of your choice.

Step 3: Submit your application and you're on your way to opening your HSBC account.

What kind of account do you want to open?

You can use our app to open any of the following accounts. See which one is right for you.
	HSBC One	HSBC Premier
Total Relationship Balance³ requirement	No minimum	HKD1,000,000
Below Balance fee⁴	None	HD380 per month
Find out more	Learn more	Learn more

You can use our app to open any of the following accounts. See which one is right for you.
	Total Relationship Balance³ requirement
HSBC One	No minimum
HSBC Premier	HKD1,000,000

	Below Balance fee⁴
HSBC One	None
HSBC Premier	HD380 per month

	Find out more
HSBC One	Learn more
HSBC Premier	Learn more

Know which one you want? Then go ahead: get the app and open your account now.

This link will open in a new window

Download the HSBC HK Mobile Banking app in App Store

This link will open in a new window

Download the HSBC HK Mobile Banking app in Google Play Store

¹To open an account via mobile banking, you must:

be an HKID holder (permanent or non-permanent resident), aged 18-64, residing in Hong Kong SAR
not already hold any HSBC banking or investment accounts, or credit cards

²Actual time may differ depending on individual circumstances.

³Relationship Balance refers to your average total relationship balance over the last three months.

⁴A below balance fee will be charged if you do not maintain the minimum Total Relationship Balance of the respective account type over the last three months.

⁵The maximum rewards of HKD2,200 is only applicable to customers who fulfil the requirements of the relevant Promotional Terms and Conditions during promotional period from 28 November 2022 to 28 February 2023 (both dates inclusive). It comprises the total sum of up to HKD300 cash rewards under the Mobile Account Opening Offer, HKD500 cash rewards under HKD500 Investment Offer, HKD100 cash rewards under the FlexInvest Offer, up to HKD200 HKTVmall e-coupon under the First Time Wealth Bootcamp and Future Planner Offer, up to HKD300 HKTVmall e-coupon under the selected Insurance Offer and up to $800 RewardCash under the HSBC Credit Card Welcome Offer. Terms and conditions apply. Please visit https://www.hsbc.com.hk/oneoffer for details.

⁶The promotional period is from 28 November 2022 to 28 February 2023 (both dates inclusive). The offer is applicable to HSBC new customers/existing standalone account holders who (i) open or convert to HSBC One via HSBC HK App and (ii) open or convert to an HSBC One Investment Services Account; and fulfil the requirements of HSBC One Rewards – Tokyo Round-Trip Flight Ticket for 2 Lucky Draw Offer. Winners are required to pay any applicable taxes or the cost of levy and fuel surcharges when redeeming the flight tickets. Terms and conditions apply. Please refer to the Promotional Terms and Conditions for further details.

Got a question? Take a look at our FAQs below.

Yes. As long as you don't currently have any accounts or credit cards with us and you meet the other requirements, you can use the HSBC Mobile Banking app to open your account.

Yes. You'll receive your ATM card in the mail after 3 working days (Monday to Friday, except Saturday, Sunday and Public Holiday). You'll get a separate mail with your ATM pin to activate your card.

Hong Kong dollar / Renminbi / foreign currency deposits
Market value of the following investments: local and overseas securities, Unit Trusts, bonds, certificates of deposit, equity linked investments, structured notes, Monthly Investment Plan (stocks/ Unit Trusts) and Wayfoong Statement Gold
Deposit amounts of Deposit Plus and Structured Investment Deposits
Utilised lending facilities (excluding mortgages and amounts outstanding on credit cards)
Life insurance with savings or investment component¹
HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by The Hongkong and Shanghai Banking Corporation Limited
Minimum total relationship balance refers to the rolling average for the previous three months

¹For life insurance with savings or investment component:

Investment-linked life insurance policies include the total cash value of the policies;

Other life insurance policies include the total cash value of the policies OR total premium paid less any annuity payments received (if applicable), whichever is higher.

To determine your overall TRB in sole capacity, the applicable TRB of all your personal sole account(s) held or registered with the same joint accountholder(s) under the same name(s) and identity number(s), held with the same joint accountholder(s) will be included in the calculation. There may be a time lag before the value of certain investment transactions (i.e. initial public offering subscriptions for securities, bonds, open-end funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank’s record.

To open an integrated account through the HSBC HK Mobile Banking app as an existing customer, you have to meet the following criteria:

Reside in Hong Kong
Be between 18-64 years old
Hold at least 1 sole deposit account or joint account (either to sign) with HSBC
Not hold a sole integrated account with HSBC

If you don't meet all of the requirements above, you may visit any of our branches to apply for an integrated account.

You can apply for an HSBC Premier or HSBC One account. Find out more about these accounts here. Please note that the integrated account application does not include an investment account, a credit card or a cheque book. However, you may request or apply for these either via online banking, by visiting a branch, or through an ATM.

If your integrated account has been successfully opened, you’ll see a confirmation message at the end of the application process. Additionally, an SMS welcome message will be sent to the mobile number you've registered with us, followed by a welcome email within 3 working days.

Still have questions?

Find out more Find out more mobile account opening FAQs This link will open in a new window

Important information

Integrated Account Terms and Conditions Integrated Account Terms and Conditions This link will open in a new window

Personal Internet Banking Terms and Conditions Personal Internet Banking Terms and Conditions This link will open in a new window

Mobile Banking app and Mobile Security Key Terms and Conditions Mobile Banking app and Mobile Security Key Terms and Conditions This link will open in a new window

Have you considered

All-in-one integrated account for deposits, credit cards, investment, insurance etc. You’ll have access to a comprehensive range of services, including foreign currency deposits and Renminbi services. A single, easy-to-read monthly statement helps you grasp your complete financial situation at a glance.

HSBC One: Better banking, fewer fees

Experience banking, the way it should be.

HSBC Premier

HSBC Premier offers a range of international services and products to help you build a world for you and your family.

HSBC Jade

A bespoke banking experience to help you enjoy the best life has to offer.

HSBC mobile apps

HSBC HK Mobile Banking

Handle your everyday banking needs with our app

HSBC Reward +

This link will open in a new window

Use your RewardCash and explore the latest offers on the go

HSBC HK Easy Invest

This link will open in a new window

Stock trading at your fingertips

PayMe from HSBC

This link will open in a new window

Send money instantly to anyone in Hong Kong for free

Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries/regions.
App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.
The screen displays are for reference and illustration purposes only.

Open an HSBC One Account1 via the HSBC HK App in just 5 minutes2 and earn up to HKD2,2005 in rewards and win Tokyo flight tickets6 ! Terms & conditions apply.

Open an HSBC Bank Account Online with your mobile

It's now quicker and easier than ever to open an account with us.

How to open your account in just a few simple steps

New to HSBC? Open your account in under 5 minutes

Already bank with us? Open your account in 3 steps

What kind of account do you want to open?

Got a question? Take a look at our FAQs below.

1. I used to have accounts or cards with HSBC but I have closed them all. Can I use this service?

2. Will I receive an ATM card after using the HSBC HK Mobile Banking app to open an account?

3. What does Total Relationship Balance (TRB) include?

4. If I'm an existing HSBC customer, how do I qualify to open an integrated account using the HSBC HK Mobile Banking app?

5. What type of account can I apply for?

6. How do I know if my integrated account has been successfully opened?

Still have questions?

Important information

Have you considered

HSBC One: Better banking, fewer fees

HSBC Premier

HSBC Jade

HSBC mobile apps

HSBC HK Mobile Banking

HSBC Reward +

HSBC HK Easy Invest

PayMe from HSBC

Open an HSBC One Account¹ via the HSBC HK App in just 5 minutes² and earn up to HKD2,200⁵ in rewards and win Tokyo flight tickets⁶ ! Terms & conditions apply.