Loans
Lending to help you reach your financial goals and make the most of life.

Why wait in this once-a-year opportunity?
- Up to $13,888 rewards[@loans-hkd13888-rebate-offer] – Get a Personal Instalment Loan now to enjoy an APR as low as 1.68%[@loans-lowannualisedrateoffer] , with up to HK$8,888 cash rebate and $5,000 RewardCash. Terms and conditions apply.
- Extra HK$288 in cash rebate when you draw down a Personal Instalment Loan or Personal Tax Loan during the promotional period, and accumulate the designated FX transactions. Terms and conditions apply.
- Extra $288 in RewardCash when you draw down a Personal Instalment Loan or Personal Tax Loan during the promotional period, and apply for an eligible personal primary HSBC credit card. Terms and conditions apply.

Types of loans

Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now


Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months


What to know before you borrow





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