
Transfer-in offer
Jade and Premier customers may receive HKD2,000 cash rebate for every accumulated amount of HKD500,000 transfer-in of Unit Trust, no cash rebate limit. Offer valid till 30 June 2023. T&Cs apply. Learn more
Don't have an account yet? Learn more about HSBC Premier or HSBC Jade
What are Unit Trusts?
Unit trusts pool the resources of investors into one large fund, which is then divided into shares, or ‘units’. Unit trusts are managed by professional fund managers and have varying levels of risk and return.
Whether you are making your first investment, or adding an investment to your portfolio, at HSBC you can choose from a range of funds to match your attitude to risk and investment goals.
New to Unit Trusts offer
- Jade and Premier customers who did not have any Unit Trusts holdings and transactions in the past 12 months can enjoy initial subscription charge of 0.68% on all Unit Trust orders (unlimited transaction amount). Offer valid till 30 June 2023. T&Cs apply. Learn more
- Enjoy first 6 months initial charge waiver for Unit Trusts Monthly Investment Plan. Offer valid till 31 December 2023. T&Cs apply. Learn more
Investment involves risk.
Why invest in Unit Trusts?
Spreading your risk
Your investment is spread across a diverse portfolio.Professional management
Fund managers whose expertise is working for you.Access to worldwide markets
Your money can be invested in overseas markets.Invest at your own pace
Begin with a lump sum investment of HKD10,000 or build your portfolio with a HKD1,000 monthly contribution.
For more information read our "why consider" factsheet.
How to invest
How to trade Unit Trusts online? Click here
Buy or sell Unit Trusts on the HSBC HK Mobile Banking app

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Ways to invest in Unit Trusts
Unit Trusts enable investors to diversify their investments into different markets and investment instruments such as equities, bonds, securities, currencies and warrants/derivatives. If you would like to enjoy the benefit of diversification with unit trusts investment, you can invest a lump sum amount or set up a monthly investment plan.
Lump sum investment
Diversify your portfolio with unit trust investment with as low as HKD10,000 in lump sum.
Minimum investment: From USD1,000/HKD10,000
Unit Trust Monthly Investment Plan (UTMIP)
Build your investment portfolio to realize your financial goals with as low as HKD1,000 monthly contribution.
Minimum investment: No initial lump sum is required. Minimum monthly contribution per fund1 of HKD1,000
FundMax
You can also invest with FundMax, a total wealth management solution.
Build and manage your financial health wisely via an unique pricing structure with a single monthly fee.
HSBC's Investment capability
Invest with HSBC through its investment specialists.
Fees and charges
All open-end funds (except Bond Funds / Money Market Funds)
Subscription1,2 amount / fund type |
HSBC Premier | HSBC One or Personal Integrated Account | Other investment accounts |
---|---|---|---|
Below HKD1,000,000 |
2.50% |
3.00% |
3.00% |
HKD1,000,000 or above |
2.00% | 2.50% |
3.00% |
Subscription1,2 amount / fund type |
Below HKD1,000,000 |
---|---|
HSBC Premier |
2.50% |
HSBC One or Personal Integrated Account |
3.00% |
Other investment accounts |
3.00% |
Subscription1,2 amount / fund type |
HKD1,000,000 or above |
HSBC Premier | 2.00% |
HSBC One or Personal Integrated Account |
2.50% |
Other investment accounts |
3.00% |
Note: The minimum investment for lump-sum Unit Trust investment is from USD1,000 or HKD10,000 .
Bond Funds / Money Market Funds
Subscription1,2 amount / fund type |
HSBC Premier | HSBC One or Personal Integrated Account | Other investment accounts |
---|---|---|---|
Below HKD1,000,000 |
2.00% |
2.00% |
2.00% |
HKD1,000,000 or above |
1.50% | 2.00% |
2.00% |
Subscription1,2 amount / fund type |
Below HKD1,000,000 |
---|---|
HSBC Premier |
2.00% |
HSBC One or Personal Integrated Account |
2.00% |
Other investment accounts |
2.00% |
Subscription1,2 amount / fund type |
HKD1,000,000 or above |
HSBC Premier | 1.50% |
HSBC One or Personal Integrated Account |
2.00% |
Other investment accounts |
2.00% |
Note: The minimum investment for lump-sum Unit Trust investment is from USD1,000 or HKD10,000 .
Other Services
Service | Charges |
---|---|
Redemption/ Management/ Other fees | Please refer to the respective prospectus of the fund |
Switching fee3 | Up to 1% of the switching amount |
Investment Order Confirmation eAlerts | Free of charge |
Transfer-out4 | Administration fee of HKD100 per fund transferred |
Service | Redemption/ Management/ Other fees |
---|---|
Charges |
Please refer to the respective prospectus of the fund |
Service | Switching fee3 |
Charges |
Up to 1% of the switching amount |
Service | Investment Order Confirmation eAlerts |
Charges |
Free of charge |
Service | Transfer-out4 |
Charges |
Administration fee of HKD100 per fund transferred |
Notes:
- The Unit Trust fees and charges and applicable Terms and Conditions stated below do not apply to FundMax account. Please refer to "FundMax" page for details.
- The application channel for Unit Trusts includes HSBC Internet Banking, Branch, and Phonebanking (for redemption only).
Remarks:
1The initial charge offer is applicable to successful lump-sum subscription order of open-end funds (excluding CapitALL funds). Determination of the initial charge for each subscription order is based on the relevant fund type, account type and subscription amount, details of which are set out in the above initial charge offer pricing table.
2The actual amount of initial charge imposed on an open-end fund subscription order is calculated based on the applicable initial charge offer and in accordance with the respective fund house’s fee calculation logic, which varies from fund house to fund house. This amount may be different from the amount derived from multiplying the subscription amount by the relevant open-end fund preferential initial charge offer.
3Switching is only allowed between two funds of the same fund house. Please refer to the respective prospectus of the fund for details of the fees and charges .
4Please note that only Transfer-in/ out across same name accounts will be allowed. Please visit any HSBC branch should you wish to place transfer instruction.
Please refer to the "Terms and Conditions for Unit Trusts Fees & Charges" section below for other terms & conditions of Unit Trusts fees & charges.

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