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Compare credit cards

See which card and perks suit you best.

At a glance

Manage your spending at home, in mainland China and beyond all on a single card.

Welcome offers

Terms and conditions apply.
  • Get up to $800 RewardCash and a 2-year annual fee waiver[@cards-welcomeoffer]

  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]

  • First 2-year annual fee waiver

  • Extra $100 RewardCash by using the QR Code Payment function in HSBC Reward+

Rewards

Terms and conditions apply.
  • Up to 2.4% RewardCash for spending in the Rewards of Your Choice category

  • Earn an extra 2% RewardCash in rebates when you register for the 'Red Hot Online and Overseas Spending Rewards' programme—totalling 4.4% RewardCash rebates with our reward programmes for this card

  • Pay easily using QR codes in mainland China, Hong Kong, Macau or other regions that accept UnionPay QR codes

Travel privileges

Terms and conditions apply.
  • Not applicable

Dining privileges

Terms and conditions apply.
  • Not applicable

  • Not applicable

  • Not applicable

What else could you enjoy?

Terms and conditions apply.
  • Not applicable

  • Not applicable

  • Not applicable

Can you apply?

Eligibility
  • An annual income of HKD60,000 or above

Notes