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HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Get up to $1,000 RewardCash when you apply for an HSBC Pulse UnionPay Dual Currency Diamond Credit Card now. T&Cs apply

Enjoy extra rewards, great deals and flexible payment on local and mainland China spending

Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.

Welcome offers
  • Apply online to get up to $800 RewardCash[@cards-welcomeoffer]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • First 2-year annual fee waiver

Key benefits

Earn up to 4.4% RewardCash (RC)

Earn up to extra 2% RC using QR code payment or mobile payment in mainland China and Macau[@cards-pulse-diamond-2025-promo-tnc], plus up to 2.4% RC with Red Hot Rewards.

One card, dual currency

Enjoy flexible payments in Hong Kong Dollar and Renminbi, without worrying about exchange rate fluctuations.

Foreign currency transaction fee waiver

Save the 1.95% transaction fee for transactions in Renminbi and Macau Pacata.

Enjoy exclusive offers with select merchants

  • Free airport VIP lounge access
    Enjoy free access to select airport lounges around the world.
  • Discounted metro tickets
    Enjoy up to 50% off on metro fares in select cities in mainland China.
  • Discount at high-end restaurants
    Enjoy up to RMB100 off on dining at select restaurants.

For details of all offers and ways to register, please see UnionPay SplendorPlus Privileges[@cards-pulse-diamond-unionpay-splendorplus] and UnionPay Premium Offers for more details.

Additional benefits you can enjoy

  • Enjoy other privileges around the world
    Check out UnionPay International Merchants & Offers to enjoy offers at various travel destinations.
  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your digital wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

Notes

    To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.