Flexible payment options for your Apple products

iPhone for Life is a brand new payment options for purchasing iPhone from designated mobile services providers. You can enjoy an interest-free credit card instalment plan at a lower monthly instalment payment compared to the regular 24-month instalment plan. After 24 months, you will have the flexibility to:

1. upgrade to a new iPhone at the respective mobile services provider and use the 'Guaranteed Buy-Back Value' to offset remaining unpaid instalments; or,
2. keep the iPhone and continue paying the remaining monthly instalments.

A 'Guaranteed Buy-Back Value' of your iPhone will be provided by the mobile services provider at the start of the programme, protecting you from any risk of higher depreciation and lower market value.

Interest-free Merchant Instalment Plan for Designated Apple Products provides the same benefits as iPhone for Life  for you to purchase designated Apple products using an interest-free credit card instalment plan. 

With a lower monthly instalment payment compared to the regular 24-month instalment plan, you will have the flexibility to upgrade or retain your device after 24 months.

The mobile services provider will also provide a 'Guaranteed Buy-Back Value' of your Apple product at the start of the programme, protecting you from any risk of higher depreciation and lower market value.

These plans are made available to the latest Apple products. However, some mobile services providers might offer iPhone for Life and Interest-free Merchant Instalment Plan for Designated Apple Product for previous models as well. Please contact the mobile services provider for more details.

You can use any Hong Kong Dollar personal primary, combined additional or separate additional credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns). HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Card are not eligible credit cards.