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A man is using his laptop; image used for HSBC One Clean Credit

HSBC One Clean Credit

Designed for HSBC One customers. Get extra money when you need it, giving you extra spending power together with increased flexibility in managing your money if the unexpected happens.

Obtain the extra cash you want, whenever you need it most, with the HSBC One Clean Credit, and enjoy the financial freedom of increased spending and investing power.

  • Benefit from HSBC's Best Lending Rate + 5% p.a.
  • Repay as little as 5% on the outstanding debit balance, or HKD100, whichever is higher
  • No interest charged on unused clean credit
  • Borrow up to HKD800,000 or 4 times your monthly basic salary, whichever is lower

Call for enquiry

HSBC One customers
(852) 2233 3000

Download a form to apply

Eligibility 

  • You must be a permanent resident of Hong Kong
  • At least 18 years old
  • Have a monthly income of at least HKD5,000

Related products

HSBC Premier Clean Credit

 

Access to credit whenever you need it, with preferential interest rates for added flexibility. Just for HSBC Premier account holders.

Personal Integrated Account Clean Credit

 

Enjoy extra credit whenever you need it most, and greater spending and investment power.

Personal Overdraft

 

Borrow money with a low interest rate and a high credit line, so you have flexibility when you need it.
 

Secured Credit

 

Get higher credit limits when you secure a credit line against your assets.

To borrow or not to borrow? Borrow only if you can repay!

Remark 

1 Prevailing overdraft interest rate and monthly service fee apply. For details, please refer to Overdraft Fees & Charges.

2 Please note that we do not appoint any third parties to refer Clean Credit applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.

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