Top of main content

Visa Instalments

Pay by interest-free merchant instalments[@cards-interest-free-instalment-definition] at an expanding range of merchants – exclusive to HSBC Hong Kong Visa credit card customers

A smarter, smoother way to shop

Exclusive to HSBC Visa credit card customers - pay by interest-free merchant instalments during check-out at an array of designated outdoor, fashion and lifestyle merchants to enjoy more flexibility.

Looking to treat yourself? You can do that and still keep your financial flexibility with Visa Instalments! Simply shop[@cards-vi-availability] with your HSBC Hong Kong Visa credit card, and choose to pay your purchases by instalments during check-out.

  • Visa Instalments is a new option to check out by Interest-free Merchant Instalment – to use it, all you need is an HSBC Visa credit card
  • No interest, no handling fees, no fuss
  • Discover lifestyle perks your like and opt to pay by instalments when you check out

Pay by instalments with HSBC Visa credit card and earn up to $100 RewardCash

  • Earn an extra $100 RewardCash when you pay a transaction of HKD1,000 or above using Visa Instalments. T&Cs apply.

Catalog logo, Chevignon logo, UGG logo, Crocs logo, Havaianas logo, Cath kidston logo

Stay best-dressed with the latest fashion

Whatever your style may be, Visa Instalments makes staying chic and on-trend easy. Indulge your inner fashionista at the following merchants:

Gear up for sport and the great outdoors

Get what you need for your next adventure or for your favourite sport with our Visa Instalments from an array of merchants including:

Arena logo, Columbia logo, Go Wild logo, Marathon logo

Make yourself at home in style

Turn your house into a home with a wide selection of home appliances and electronics from merchants such as:

Discover lifestyle perks you'll love

Whether you're shopping for everyday goods or planning a vacation, you can use our Visa Instalments at popular merchants including:

How to pay with Visa Instalments

Step 1

Choose to pay by credit card (or by 'Visa Instalments' if applicable) at check-out.

Step 2

Opt to pay by 'Visa Instalments' and select your instalment tenor[@cards-vi-monthly-instalment-amount]. Acknowledge the terms and conditions, then proceed to payment.

Step 3

Confirm the payment and you're good to go!

Things you need to know


To be eligible for Visa Instalments, you must hold an HSBC Hong Kong Visa credit card[@cards-vi-other-tncs-apply].

Get more from your credit card

Give your money some breathing room with our Interest-free Merchant Instalment Plan
Turn your credit card transactions or statement balance into 6 to 60 monthly instalments


    To borrow or not to borrow? Borrow only if you can repay!