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All-You-Can-Split

One instruction to split upcoming credit card monthly statement balances into spending instalment plans automatically.

HSBC’s first-ever “All-you-can-Split” sets up instalments for you automatically

This is an extended feature of our spending instalment plans. Split your credit card purchases into spending instalment plans each month and manage your upcoming expenses with more flexibility.

One-off subscription fee

As low as HKD299[@cards-aycs-subscription-fee]

Key benefits

One instruction, multiple plans

Split upcoming monthly statement balances between HKD1,000 and HKD30,000 into instalments automatically.

Simple fees

Only a fixed subscription fee charged upfront. Get all instalments set up with no further interest and handling fee[@cards-aycs-handling-fee].

Easy process, manageable instalments

Accumulate spends on your card to maximise the value of the plans.

How it works

Choose your card

Select the credit card for All-You-Can-Split programme subscription.

Customise your plan

Choose the number of upcoming statements to enjoy the service and the respective repayment period (eg repay each instalment plan in 3 or 6 months). Check the subscription fee and confirm the service.

Enjoy shopping

Spend as usual. We'll help you split your purchases into the selected instalment plans automatically[@cards-aycs-spending-instalments].

Don't forget to pay your instalments on time!

How to apply on HSBC Reward+ app

To start, you'll need to be on the latest version of the HSBC Reward+ app.

Step 1: Set up spending instalment plan

Go to 'Set up Spending Instalment Plan' under an individual credit card. Select 'All-You-Can-Split' to start the journey.

Step 2: Select the card to subscribe for the service

Select the credit card.

Step 3: Customise your plan

Select the Subscription Period and Repayment tenure of the instalment plans. Then, review all the information and submit your application.

Frequently asked questions

Get more from your credit card

Get your hands on the latest Apple products with more flexibility.
Unlock flexibility for spending with our Interest-free Merchant Instalment Plan.
Unlock better budgeting – turn your credit card transactions or statement balance into 6 to 60 monthly instalments.

Notes

    To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.