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Jade frozen ice; image used for HSBC Jade Exclusive Time Deposit Rates page.

HSBC Premier Elite exclusive time deposit rates

Save your money for a set period of time and get a higher interest rate than in an easy access savings account

Exclusive New Fund Time Deposit Offers – online offer

p.a.

 

 

Tenor

HKD

 

Minimum deposit amount: 

HKD10,000 or above

USD


Minimum deposit amount:
USD2,000 or above

RMB

 

Minimum deposit amount: 

RMB10,000 or above

AUD

 

Minimum deposit amount: 

AUD2,000 or above

NZD

 

Minimum deposit amount:

NZD2,000 or above

CAD

 

Minimum deposit amount:

CAD2,000 or above

GBP

 

Minimum deposit amount:

GBP2,000 or above

3 months 4.70%
4.80% 1.90% 2.30%
2.30% 2.40%
2.10%
6 months 4.60%
4.80% 2.10% 2.60%
2.70%
2.60%
2.40%
12 months N/A 4.00% 2.10%
2.80%
3.00%
2.80%
2.70%
p.a.

 

 

Tenor

3 months

HKD

 

Minimum deposit amount: 

HKD10,000 or above

4.70%

USD


Minimum deposit amount:
USD2,000 or above

4.80%

RMB

 

Minimum deposit amount: 

RMB10,000 or above

1.90%

AUD

 

Minimum deposit amount: 

AUD2,000 or above

2.30%

NZD

 

Minimum deposit amount:

NZD2,000 or above

2.30%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.40%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.10%

 

 

Tenor

6 months

HKD

 

Minimum deposit amount: 

HKD10,000 or above

4.60%

USD


Minimum deposit amount:
USD2,000 or above

4.80%

RMB

 

Minimum deposit amount: 

RMB10,000 or above

2.10%

AUD

 

Minimum deposit amount: 

AUD2,000 or above

2.60%

NZD

 

Minimum deposit amount:

NZD2,000 or above

2.70%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.60%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.40%

 

 

Tenor

12 months

HKD

 

Minimum deposit amount: 

HKD10,000 or above

N/A

USD


Minimum deposit amount:
USD2,000 or above

4.00%

RMB

 

Minimum deposit amount: 

RMB10,000 or above

2.10%

AUD

 

Minimum deposit amount: 

AUD2,000 or above

2.80%

NZD

 

Minimum deposit amount:

NZD2,000 or above

3.00%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.80%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.70%

If you are an existing customer1, enjoy online offers for new fund time deposit in 4 simple steps

Exclusive New Fund Time Deposit Offers – branch/phone-banking offer

p.a.

 

 

Tenor

HKD

Minimum deposit amount: HKD10,000 or above

USD


Minimum deposit amount: USD2,000 or above

RMB


Minimum deposit amount: RMB10,000 or above

AUD


Minimum deposit amount: AUD2,000 or above

NZD

 

Minimum deposit amount:

NZD2,000 or above

CAD

 

Minimum deposit amount:

CAD2,000 or above

GBP

 

Minimum deposit amount:

GBP2,000 or above

3 months 4.70% 4.80% 1.90% 2.30% 2.30% 2.40% 2.10%
6 months 4.60% 4.80% 2.10% 2.60% 2.70% 2.60% 2.40%
12 months N/A 4.00% 2.10% 2.80% 3.00% 2.80% 2.70%
p.a.

 

 

Tenor

3 months
HKD

Minimum deposit amount: HKD10,000 or above
4.70%

USD


Minimum deposit amount: USD2,000 or above

4.80%

RMB


Minimum deposit amount: RMB10,000 or above

1.90%

AUD


Minimum deposit amount: AUD2,000 or above

2.30%

NZD

 

Minimum deposit amount:

NZD2,000 or above

2.30%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.40%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.10%

 

 

Tenor

6 months
HKD

Minimum deposit amount: HKD10,000 or above
4.60%

USD


Minimum deposit amount: USD2,000 or above

4.80%

RMB


Minimum deposit amount: RMB10,000 or above

2.10%

AUD


Minimum deposit amount: AUD2,000 or above

2.60%

NZD

 

Minimum deposit amount:

NZD2,000 or above

2.70%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.60%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.40%

 

 

Tenor

12 months
HKD

Minimum deposit amount: HKD10,000 or above
N/A

USD


Minimum deposit amount: USD2,000 or above

4.00%

RMB


Minimum deposit amount: RMB10,000 or above

2.10%

AUD


Minimum deposit amount: AUD2,000 or above

2.80%

NZD

 

Minimum deposit amount:

NZD2,000 or above

3.00%

CAD

 

Minimum deposit amount:

CAD2,000 or above

2.80%

GBP

 

Minimum deposit amount:

GBP2,000 or above

2.70%

For existing customer1, please contact your Premier Elite Director or the following hotline to place a Time Deposit.

Existing customer - HSBC Premier Elite Dedicated Service Line: (852) 2233 3033

If you are new to HSBC1, to help us better understand your needs, please contact us to arrange an appointment.

1How to qualify

HSBC Premier Elite is a privileged and personalised service for clients who maintain Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.

 

Discover more about what HSBC Premier Elite can do for you

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Enjoy exclusive offerings on FX, stocks, and bonds to enhance your wealth management needs

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Leverage your initial investment within a wide selection of unit trusts, giving you the potential for maximal yields and returns

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Gain access to newly-issued bonds from well-recognised issuers in primary and secondary markets

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Stay in the know about the latest market movements with insights and house views from our wealth experts

Note:

Terms and Conditions apply. The above interest rates are indicative as of 23 Nov 2023. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Customers can place the eligible time deposit via the Bank's 24-hour manned phonebanking service or at any of the Bank branches.

 

Risk Disclosure:

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.