Preferential Pricing | Jade

HSBC HK
Jade
Wealth management
Preferential pricing

As an HSBC Premier Elite client, you'll receive preferential rates, allowing you to maximise your wealth. See how they compare to Premier.
Products	HSBC Premier Elite	HSBC Premier
Time deposits	Preferential interest rate of up to 17.50% p.a. ¹ on selected currency conversion and time deposit placement	Preferential interest rate of up to 17.30% p.a. ¹ on selected currency conversion and time deposit placement
Stocks (Hong Kong stocks, China A shares and US stocks)	0.2% cash rebate on stocks transfer-in, capped at HKD10,000	0.2% cash rebate on stock transfer-in, capped at HKD5,000
Bonds / Certificates of Deposit (CD)	HKD1,250 cash rebate for every subscription of any bond (excluding retail bonds³ in respect of initial public offering) with amount HKD500,000 or equivalent in other currencies, no cap⁵ Extra HKD1,000 cash rebate for additional transfer-in⁴ of bonds (excluding CDs and retail bonds³) with each bond subscription, no cap (i.e. Extra HKD1,000 for 1 transfer + 1 bond subscription)⁵ HKD160 cash rebate for every subscription of any CDs with amount of HKD200,000 or equivalent in other currencies, no cap⁵ Maximum 20% discount for deals over USD6.5 million	HKD1,250 cash rebate for every subscription of any bond (excluding retail bonds³ in respect of initial public offering) with amount HKD500,000 or equivalent in other currencies, no cap⁵ HKD160 cash rebate for every subscription of any CDs with amount of HKD200,000 or equivalent in other currencies, no cap⁵ Maximum 15% discount for deals over USD6.5 million

As an HSBC Premier Elite client, you'll receive preferential rates, allowing you to maximise your wealth. See how they compare to Premier.
Products	Time deposits
HSBC Premier Elite	Preferential interest rate of up to 17.50% p.a. ¹ on selected currency conversion and time deposit placement
HSBC Premier	Preferential interest rate of up to 17.30% p.a. ¹ on selected currency conversion and time deposit placement

Products	Stocks (Hong Kong stocks, China A shares and US stocks)
HSBC Premier Elite	0.2% cash rebate on stocks transfer-in, capped at HKD10,000
HSBC Premier	0.2% cash rebate on stock transfer-in, capped at HKD5,000

Products	Bonds / Certificates of Deposit (CD)
HSBC Premier Elite	HKD1,250 cash rebate for every subscription of any bond (excluding retail bonds³ in respect of initial public offering) with amount HKD500,000 or equivalent in other currencies, no cap⁵ Extra HKD1,000 cash rebate for additional transfer-in⁴ of bonds (excluding CDs and retail bonds³) with each bond subscription, no cap (i.e. Extra HKD1,000 for 1 transfer + 1 bond subscription)⁵ HKD160 cash rebate for every subscription of any CDs with amount of HKD200,000 or equivalent in other currencies, no cap⁵ Maximum 20% discount for deals over USD6.5 million
HSBC Premier	HKD1,250 cash rebate for every subscription of any bond (excluding retail bonds³ in respect of initial public offering) with amount HKD500,000 or equivalent in other currencies, no cap⁵ HKD160 cash rebate for every subscription of any CDs with amount of HKD200,000 or equivalent in other currencies, no cap⁵ Maximum 15% discount for deals over USD6.5 million

Plus you'll continue to enjoy these preferential rates from HSBC Premier.
Life insurance	International benefits	Credit Card
Up to 18% discount on your 1st year premium for selected life insurance plans²	International account opening and international mortgages, and a single log-on to make free international transfers between accounts under your name	Up to a 6.4% RewardCash rebate on year-round overseas spending with HSBC Premier MasterCard

Plus you'll continue to enjoy these preferential rates from HSBC Premier.
Life insurance	Up to 18% discount on your 1st year premium for selected life insurance plans²
International benefits	International account opening and international mortgages, and a single log-on to make free international transfers between accounts under your name
Credit Card	Up to a 6.4% RewardCash rebate on year-round overseas spending with HSBC Premier MasterCard

The above interest rates are indicative as of 4 Dec 2023. They are not guaranteed and maybe subject to revision as per prevailing market conditions.
Underwritten by and subject to credit risk of HSBC Life (International) Limited and early surrender loss. Valid until 31 December 2023. Promotional terms and conditions apply. Learn more here.
Retail bond refers to bonds offered to the public, the offering of which is regulated by Securities and Futures Commission (SFC). Examples include iBond series issued by the Government of the Hong Kong Special Administrated Region of the People’s Republic of China or Retail Green Bonds, etc.
The offer is only applicable to eligible bonds subject to internal assessment.
The offer is applicable to HSBC Premier Elite and Premier customers who do not have any holdings or purchase transactions of Bonds (excluding IPO of retail bond series) and CDs with HSBC in the specific observation period. Valid until 31 December 2023. Investment involves risk. T&Cs apply. Learn more here.

Upgrade your banking experience. Join HSBC Premier Elite today.

To help us better understand your needs, please contact us to arrange an appointment.

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Existing customer - HSBC Jade Dedicated Service Line: (852) 2233 3033
New customers: (852) 2233 3377

How to qualify

HSBC Premier Elite is a privileged and personalised service for clients who maintain an average daily Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.

Hong Kong dollar/ Renminbi / foreign currency deposits
Market value of the following investments: local and overseas securities, Unit Trusts, bonds, certificates of deposit, equity linked investments, structured notes, Monthly Investment Plan (stocks/ Unit Trusts) and Wayfoong Statement Gold
Deposit amounts of Deposit Plus and Structured Investment Deposits
Utilised lending facilities (excluding mortgages and amounts outstanding on credit cards)
Life insurance with savings or investment component¹
HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by The Hongkong and Shanghai Banking Corporation Limited
Minimum total relationship balance refers to the rolling average for the previous three months.

¹For life insurance with savings or investment component:

Investment-linked life insurance policies include the total cash value of the policies;
Other life insurance policies include the total cash value of the policies OR total premium paid less any annuity payments received (if applicable), whichever is higher.

To determine your overall TRB in sole capacity, the applicable TRB of all your personal sole account(s) held or registered with the same joint accountholder(s) under the same name(s) and identity number(s), held with the same joint accountholder(s) will be included in the calculation. There may be a time lag before the value of certain investment transactions (i.e. initial public offering subscriptions for securities, bonds, open-end funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank’s record.