Preferential New Fund Time Deposit Rates
We have changed the eligibility criteria to enjoy preferential new fund time deposit rates. Details can be found within the page.
Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.
"Eligible New Fund Amount" is the net increase in your latest total balance (across all your deposit accounts) compared to the balance as at 7 calendar days ago. This amount is calculated in HKD. If you have placed time deposit(s) with new funds in the past 7 calendar days, that time deposit amount will not be included as part of your latest total balance for calculating the Eligible New Fund Amount.
You can refer to our illustrative examples for the calculation of eligible new fund amount.
To learn more about the online offer, please refer to our Frequently Asked Questions (FAQs).
Preferential HKD New Fund Time Deposit Rates – online offer
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months | 4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
HSBC Premier
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months | 4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
HSBC One
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
Preferential USD New Fund Time Deposit Rates – online offer
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
HSBC Premier
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
Preferential RMB New Fund Time Deposit Rates – online offer
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months | 2.10% |
| 12 months | 2.10% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months | 2.10% |
| 12 months | 2.10% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.70% |
| 6 months | 1.90% |
| 12 months | 1.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.70% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.70% |
| 6 months | 1.90% |
| 12 months | 1.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.70% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
For offer details applicable to HSBC GBA Wealth Management Connect Southbound customers, please click here.
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months | 2.10% |
| 12 months | 2.10% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months | 2.10% |
| 12 months | 2.10% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.10% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.70% |
| 6 months | 1.90% |
| 12 months | 1.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.70% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.70% |
| 6 months | 1.90% |
| 12 months | 1.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.70% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 1.90% |
For offer details applicable to HSBC GBA Wealth Management Connect Southbound customers, please click here.
Preferential Foreign Currency New Fund Time Deposit Rates – online offer
AUD
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
NZD
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
CAD
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
GBP
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
Illustrative examples of the eligible new fund amount calculation
Date |
19 Sep 2023 (Today) |
(A) Latest total deposit balance |
HKD60,000 |
(B) Total deposit balance as at 7 calendar days ago (12 Sep 2023) |
HKD20,000 |
(A-B) Net increase in total deposit balance |
HKD40,000 |
| (C) Sum of the time deposit amount that have enjoyed preferential new fund rates in the past 7 days (including today) | HKD10,000 |
| (A-B-C) Eligible New Fund Amount | HKD30,000 |
Date |
(A) Latest total deposit balance |
|---|---|
19 Sep 2023 (Today) |
HKD60,000 |
Date |
(B) Total deposit balance as at 7 calendar days ago (12 Sep 2023) |
19 Sep 2023 (Today) |
HKD20,000 |
Date |
(A-B) Net increase in total deposit balance |
19 Sep 2023 (Today) |
HKD40,000 |
Date |
(C) Sum of the time deposit amount that have enjoyed preferential new fund rates in the past 7 days (including today) |
19 Sep 2023 (Today) |
HKD10,000 |
Date |
(A-B-C) Eligible New Fund Amount |
19 Sep 2023 (Today) |
HKD30,000 |
Note: The illustration is for reference only. In case of disputes arising out of Eligible New Fund Amount, our decision on the meaning shall be final and conclusive.
Preferential HKD New Fund Time Deposit Rates – branch/phone-banking offer
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.30% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.30% |
| 6 months |
4.20% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.40% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
HSBC Premier
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.30% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.30% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 4.30% |
| 6 months |
4.20% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.30% |
| 6 months |
4.20% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.20% |
Preferential USD New Fund Time Deposit Rates – branch/phone-banking offer
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.50% |
| 12 months | 3.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.90% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.60% |
| 6 months |
4.60% |
| 12 months | 4.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
4.00% |
HSBC Premier
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.50% |
| 6 months |
4.50% |
| 12 months | 3.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.90% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
4.40% |
| 6 months |
4.40% |
| 12 months |
3.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
4.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.80% |
Preferential RMB New Fund Time Deposit Rates – branch/phone-banking offer
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.10% |
| 12 months |
2.10% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.80% |
| 6 months |
2.00% |
| 12 months |
2.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.80% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.00% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.00% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.70% |
| 6 months |
1.90% |
| 12 months |
1.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.70% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.70% |
| 6 months |
1.90% |
| 12 months |
1.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.70% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.10% |
| 12 months |
2.10% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.10% |
HSBC Premier
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.80% |
| 6 months |
2.00% |
| 12 months |
2.00% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.80% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.00% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.00% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.70% |
| 6 months |
1.90% |
| 12 months |
1.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.70% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.70% |
| 6 months |
1.90% |
| 12 months |
1.90% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.70% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
1.90% |
Preferential Foreign Currency New Fund Time Deposit Rates – branch/phone-banking offer
AUD
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.20% |
| 6 months | 2.50% |
| 12 months | 2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.20% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.50% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.70% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months | 2.60% |
| 12 months | 2.80% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.80% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.20% |
| 6 months | 2.50% |
| 12 months | 2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.20% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.50% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.70% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months | 2.40% |
| 12 months | 2.60% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.10% |
| Tenor | 6 months |
| Time Deposit Interest Rates (p.a.) | 2.40% |
| Tenor | 12 months |
| Time Deposit Interest Rates (p.a.) | 2.60% |
NZD
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.20% |
| 6 months |
2.60% |
| 12 months |
2.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.90% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.70% |
| 12 months |
3.00% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
3.00% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.20% |
| 6 months |
2.60% |
| 12 months |
2.90% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.90% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.10% |
| 6 months |
2.50% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
CAD
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.50% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
HSBC Premier Elite
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.40% |
| 6 months |
2.60% |
| 12 months |
2.80% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.80% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.30% |
| 6 months |
2.50% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) | 2.30% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
HSBC One
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
HSBC Others
| Tenor |
Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.20% |
| 6 months |
2.40% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
GBP
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.00% |
| 6 months |
2.30% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.00% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.30% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
HSBC Premier Elite
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months | 2.10% |
| 6 months |
2.40% |
| 12 months |
2.70% |
| Tenor | 3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.10% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.40% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.70% |
HSBC Premier
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
2.00% |
| 6 months |
2.30% |
| 12 months |
2.60% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
2.00% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.30% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.60% |
HSBC One
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
HSBC Others
| Tenor | Time Deposit Interest Rates (p.a.) |
|---|---|
| 3 months |
1.90% |
| 6 months |
2.20% |
| 12 months |
2.50% |
| Tenor |
3 months |
|---|---|
| Time Deposit Interest Rates (p.a.) |
1.90% |
| Tenor |
6 months |
| Time Deposit Interest Rates (p.a.) |
2.20% |
| Tenor |
12 months |
| Time Deposit Interest Rates (p.a.) |
2.50% |
Note:
Terms and Conditions apply. The above interest rates are indicative as of 8 Dec 2023 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.
- Time deposit placement via the Bank’s phonebanking service is applicable only to "HSBC Premier Elite" and “HSBC Premier” customers. Call (852) 2233 3033 or (852) 2233 3322 respectively.
Foreign Exchange & Time Deposit Offer
Customers exchanging to currencies below and placing the fund into a 1-week or 1-month time deposit can enjoy preferential time deposit rates. Applicable to mobile banking, branch and phone banking.
From now until 30 Jan 2024, customers can enjoy a bonus deposit rate of +1.0% p.a. on top of prevailing 1-week time deposit rates when exchanging via mobile banking under this offer. Learn more
Minimum deposit amount : HKD10,000/ RMB10,000/ 2,000 units in other currencies (AUD/ CAD/ GBP/ NZD/ EUR/ USD)
Preferential Interest Rate:
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
17.00% | 16.00% |
| 1 week |
Canadian Dollar (CAD) |
17.00% | 16.00% |
| 1 week |
Pound Sterling (GBP) |
17.50% | 16.50% |
| 1 week |
New Zealand Dollar (NZD) | 17.00% | 16.00% |
| 1 week |
Renminbi (RMB) |
15.00% | 14.00% |
| 1 week | Euro (EUR) | Not applicable | 11.00% |
| 1 week |
United States Dollar (USD) |
13.00% | 12.00% |
| 1 week |
Hong Kong Dollar (HKD) |
13.00% | 12.00% |
| 1 month |
Australian Dollar (AUD) | 6.00% | 6.00% |
| 1 month |
Canadian Dollar (CAD) |
6.30% | 6.30% |
| 1 month |
Pound Sterling (GBP) |
6.00% | 6.00% |
| 1 month |
New Zealand Dollar (NZD) |
6.00% | 6.00% |
| 1 month |
Renminbi (RMB) |
6.00% | 6.00% |
| 1 month | Euro (EUR) | Not applicable | 5.50% |
| 1 month |
United States Dollar (USD) |
6.50% | 6.50% |
| 1 month |
Hong Kong Dollar (HKD) | 6.50% | 6.50% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
15.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
14.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
13.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
12.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
13.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
12.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.50% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.50% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.50% |
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
16.80% | 15.80% |
| 1 week |
Canadian Dollar (CAD) |
16.80% | 15.80% |
| 1 week |
Pound Sterling (GBP) |
17.30% | 16.30% |
| 1 week |
New Zealand Dollar (NZD) |
16.80% | 15.80% |
| 1 week |
Renminbi (RMB) |
14.80% | 13.80% |
| 1 week | Euro (EUR) | Not applicable | 10.90% |
| 1 week |
United States Dollar (USD) |
12.90% | 11.90% |
| 1 week |
Hong Kong Dollar (HKD) |
12.90% | 11.90% |
| 1 month |
Australian Dollar (AUD) |
5.90% | 5.90% |
| 1 month |
Canadian Dollar (CAD) |
6.20% | 6.20% |
| 1 month |
Pound Sterling (GBP) |
5.90% | 5.90% |
| 1 month |
New Zealand Dollar (NZD) |
5.90% | 5.90% |
| 1 month |
Renminbi (RMB) |
5.90% | 5.90% |
| 1 month | Euro (EUR) | Not applicable | 5.40% |
| 1 month |
United States Dollar (USD) |
6.40% | 6.40% |
| 1 month |
Hong Kong Dollar (HKD) |
6.40% | 6.40% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.30% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
14.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
13.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
10.90% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
12.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.90% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
12.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.20% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.20% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.40% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.40% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.40% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.40% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.40% |
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
16.50% | 15.50% |
| 1 week |
Canadian Dollar (CAD) |
16.50% | 15.50% |
| 1 week |
Pound Sterling (GBP) |
17.00% | 16.00% |
| 1 week |
New Zealand Dollar (NZD) |
16.50% | 15.50% |
| 1 week |
Renminbi (RMB) |
14.50% | 13.50% |
| 1 week | Euro (EUR) | Not applicable | 10.80% |
| 1 week |
United States Dollar (USD) |
12.80% | 11.80% |
| 1 week |
Hong Kong Dollar (HKD) |
12.80% | 11.80% |
| 1 month |
Australian Dollar (AUD) |
5.80% | 5.80% |
| 1 month |
Canadian Dollar (CAD) |
6.10% | 6.10% |
| 1 month |
Pound Sterling (GBP) |
5.80% | 5.80% |
| 1 month |
New Zealand Dollar (NZD) |
5.80% | 5.80% |
| 1 month |
Renminbi (RMB) |
5.80% | 5.80% |
| 1 month | Euro (EUR) | Not applicable | 5.30% |
| 1 month |
United States Dollar (USD) |
6.30% | 6.30% |
| 1 month |
Hong Kong Dollar (HKD) |
6.30% | 6.30% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
14.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
13.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
10.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
12.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
12.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.10% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.10% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
HSBC Premier Elite
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
17.00% | 16.00% |
| 1 week |
Canadian Dollar (CAD) |
17.00% | 16.00% |
| 1 week |
Pound Sterling (GBP) |
17.50% | 16.50% |
| 1 week |
New Zealand Dollar (NZD) | 17.00% | 16.00% |
| 1 week |
Renminbi (RMB) |
15.00% | 14.00% |
| 1 week | Euro (EUR) | Not applicable | 11.00% |
| 1 week |
United States Dollar (USD) |
13.00% | 12.00% |
| 1 week |
Hong Kong Dollar (HKD) |
13.00% | 12.00% |
| 1 month |
Australian Dollar (AUD) | 6.00% | 6.00% |
| 1 month |
Canadian Dollar (CAD) |
6.30% | 6.30% |
| 1 month |
Pound Sterling (GBP) |
6.00% | 6.00% |
| 1 month |
New Zealand Dollar (NZD) |
6.00% | 6.00% |
| 1 month |
Renminbi (RMB) |
6.00% | 6.00% |
| 1 month | Euro (EUR) | Not applicable | 5.50% |
| 1 month |
United States Dollar (USD) |
6.50% | 6.50% |
| 1 month |
Hong Kong Dollar (HKD) | 6.50% | 6.50% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
15.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
14.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
13.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
12.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
13.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
12.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
6.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.00% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.50% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.50% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.50% |
HSBC Premier
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
16.80% | 15.80% |
| 1 week |
Canadian Dollar (CAD) |
16.80% | 15.80% |
| 1 week |
Pound Sterling (GBP) |
17.30% | 16.30% |
| 1 week |
New Zealand Dollar (NZD) |
16.80% | 15.80% |
| 1 week |
Renminbi (RMB) |
14.80% | 13.80% |
| 1 week | Euro (EUR) | Not applicable | 10.90% |
| 1 week |
United States Dollar (USD) |
12.90% | 11.90% |
| 1 week |
Hong Kong Dollar (HKD) |
12.90% | 11.90% |
| 1 month |
Australian Dollar (AUD) |
5.90% | 5.90% |
| 1 month |
Canadian Dollar (CAD) |
6.20% | 6.20% |
| 1 month |
Pound Sterling (GBP) |
5.90% | 5.90% |
| 1 month |
New Zealand Dollar (NZD) |
5.90% | 5.90% |
| 1 month |
Renminbi (RMB) |
5.90% | 5.90% |
| 1 month | Euro (EUR) | Not applicable | 5.40% |
| 1 month |
United States Dollar (USD) |
6.40% | 6.40% |
| 1 month |
Hong Kong Dollar (HKD) |
6.40% | 6.40% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.30% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
16.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
14.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
13.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
10.90% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
12.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.90% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
12.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.20% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.20% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
5.90% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.90% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.40% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.40% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.40% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.40% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.40% |
HSBC One / Others
| Tenor |
Currency Exchanged to (Designated Currency) |
Interest Rates via Mobile Banking (p.a.) |
Interest Rates via Branch / Phone Banking (p.a.) |
|---|---|---|---|
| 1 week |
Australian Dollar (AUD) |
16.50% | 15.50% |
| 1 week |
Canadian Dollar (CAD) |
16.50% | 15.50% |
| 1 week |
Pound Sterling (GBP) |
17.00% | 16.00% |
| 1 week |
New Zealand Dollar (NZD) |
16.50% | 15.50% |
| 1 week |
Renminbi (RMB) |
14.50% | 13.50% |
| 1 week | Euro (EUR) | Not applicable | 10.80% |
| 1 week |
United States Dollar (USD) |
12.80% | 11.80% |
| 1 week |
Hong Kong Dollar (HKD) |
12.80% | 11.80% |
| 1 month |
Australian Dollar (AUD) |
5.80% | 5.80% |
| 1 month |
Canadian Dollar (CAD) |
6.10% | 6.10% |
| 1 month |
Pound Sterling (GBP) |
5.80% | 5.80% |
| 1 month |
New Zealand Dollar (NZD) |
5.80% | 5.80% |
| 1 month |
Renminbi (RMB) |
5.80% | 5.80% |
| 1 month | Euro (EUR) | Not applicable | 5.30% |
| 1 month |
United States Dollar (USD) |
6.30% | 6.30% |
| 1 month |
Hong Kong Dollar (HKD) |
6.30% | 6.30% |
| Tenor |
1 week |
|---|---|
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
17.00% |
| Interest Rates via Branch / Phone Banking (p.a.) |
16.00% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
16.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
15.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
14.50% |
| Interest Rates via Branch / Phone Banking (p.a.) |
13.50% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
10.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
12.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.80% |
| Tenor |
1 week |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
12.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
11.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Australian Dollar (AUD) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Canadian Dollar (CAD) |
| Interest Rates via Mobile Banking (p.a.) |
6.10% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.10% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Pound Sterling (GBP) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
New Zealand Dollar (NZD) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Renminbi (RMB) |
| Interest Rates via Mobile Banking (p.a.) |
5.80% |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.80% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Euro (EUR) |
| Interest Rates via Mobile Banking (p.a.) |
Not applicable |
| Interest Rates via Branch / Phone Banking (p.a.) |
5.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
United States Dollar (USD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
| Tenor |
1 month |
| Currency Exchanged to (Designated Currency) |
Hong Kong Dollar (HKD) |
| Interest Rates via Mobile Banking (p.a.) |
6.30% |
| Interest Rates via Branch / Phone Banking (p.a.) |
6.30% |
Note:
Terms and Conditions apply. The above interest rates are indicative as of 4 Dec 2023 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.
Foreign Exchange &Time Deposit Offer for Euro (EUR) is available only via HSBC branches and HSBC’s 24-hour manned phone banking services.
Frequently Asked Questions (FAQs)
FAQs for preferential new fund time deposit rates - online offer
Can I place a time deposit any time via the HSBC HK App or HSBC Online Banking?
Time deposit online placements via the HSBC HK App or HSBC Online Banking are processed between 8am to 7pm on business days. If you make a transaction outside these hours, it will be processed on the next business day. The reference to 'business day' means a day, other than a Saturday, Sunday or public holiday, on which banks are open for general business in Hong Kong (or in the jurisdiction of the foreign currency in which the time deposit is denominated).
Can I place a time deposit on public holidays via the HSBC HK App or HSBC Online Banking?
Yes you can. However, we will not be able to confirm the interest rate until the time deposit order is processed and set up on the next business day.
How far in advance can I specify the start date of my time deposit?
For forward dated placements, you can place them any time from one day up to 45 days in advance. Please be reminded that we will not be able to confirm the interest rate until the time deposit has eventually been set up.
Where can I find my Eligible New Fund Amount on the HSBC HK App or HSBC Online Banking?
HSBC HK App:
Once logged on to the HSBC HK App, scroll down at "Home" to "Products and services" and click "Time Deposits". In the Placement form, the Eligible New Fund Amount is displayed.
HSBC Online Banking:
When you log onto Online Banking, click "My Banking" in the header then in the menu click "Place Time Deposit". In the Placement Form, you can view the Eligible New Fund Amount under "New Fund Balance".
I have just deposited a cheque, is this included in my Eligible New Fund Amount?
As we calculate your eligible new fund amount based on ledger balance, the cheque deposit will be counted.
Can I give instructions in advance to renew my time deposit upon maturity when I make a placement via the HSBC HK App or HSBC Online Banking? What are the options of maturity instruction?
Yes, you can. If you'd like to automatically renew your deposit upon maturity, you can select one of the following maturity instruction options to renew your deposit recurrently until your further notice:
- Principal + interest
- Principal only
- Increase principal and renew
- Reduce principal and renew
Note:
- If an auto-renewal instruction has been set up for the deposit, please be reminded that interest rate will be determined on date of renewal and confirmed until the time deposit has eventually been set up.
- If you'd like to modify a deposit maturity instruction of your existing time deposit, please update it before the maturity date via HSBC Online Banking.
- For the maturity instruction option of ‘Increase principal and renew', please ensure sufficient funds are in your disposal account for debiting on each maturity date.
- For the maturity instruction option of ‘Reduce principal and renew', matured time deposit will not be renewed when the principal does not meet the minimum deposit requirement.
How do I place a time deposit online?
Read the step-by-step guide or watch the video guide.
Place a Time Deposit now
Already have a time deposit account OR HSBC Premier or HSBC One customers
- Log on to HSBC HK App or HSBC Online Banking to make a placement.
Real-time Placement Hours:
Mon to Fri 08:00 - 19:00 (HKT) (exclude public holiday)
Instruction Submission Hours:
Mon to Sat 24 hours(HKT)
Sun 00:00 - 03:00, 06:00 - 00:00 (HKT)
Any time deposit placement instruction submitted BEYOND REAL-TIME PLACEMENT HOURS will be executed on the next real-time placement window. The INTEREST RATE IS INDICATIVE ONLY during instruction submission.
Need help?
If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us
- On the HSBC HK App, under ‘Explore products and services’, you will find the option 'Account opening/ upgrade', which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
- You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.
If you are new to HSBC
- Download the HSBC HK App to open an HSBC account with us
For further enquiries, please contact us.
Top up HSBC accounts via eDDA
One-time set up of an account top up instruction to link your same-name account(s) maintained at other selected local banks to your HSBC accounts, then you can easily transfer funds to top up your HSBC accounts directly through HSBC Online or Mobile Banking anytime.
Watch the video to learn more.
Risk Disclosure
Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.