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Personal Instalment Loan Redraw

Re-borrow up to 100% of the repaid principal from your existing loan, without having to reapply.

Need cash now? Simply redraw from existing repaid loan amounts in just a few steps. T&Cs apply.

Features

  • Access cash immediately1 – we'll release funds into your account as soon as you redraw on your loan.
  • Enjoy financial flexibility with the option to select a new repayment period of up to 60 months.
  • Redrawing is simple and can be done at over 1,000 HSBC ATMs.
  • We’ll combine your outstanding balance and redrawn loan into one account for easier management.
  • Comfortably redraw money from your repaid principal to meet your incremental financial needs2

Eligibity

  • You must be a Hong Kong resident
  • You must be at least 18 years old
  • You must have a monthly income of at least HKD5,000
  • You must have had a Personal Instalment Loan for at least three months

How to apply

With HSBC Personal Internet Banking

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Without HSBC Personal Internet banking

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Application Hotline

(852) 2748 8080

Document Upload

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Loan resources and services

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Which HSBC lending solution is your right match

 
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Find a suitable loan product to match with your specific needs by answering a few simple questions.

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How to borrow money wisely

 
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Know what to consider before you borrow money, and understand the risks involved.

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Smart tips on loans

 

Discover tips on how to borrow wisely. 

Related products

Personal Instalment Loan

 

Fixed monthly payments so you can plan accurately.

Revolving Credit Facility

 

Only pay interest on the credit you use rather than a fixed monthly payment.

Consolidate your debts

 

Clear your debts faster using the Personal Instalment Loan Balance Consolidation Program.

Cash Instalment Plan

 

Extra cash and financial flexibility to realise your personal goals. Convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account.

To borrow or not to borrow? Borrow only if you can repay!

Important Information

Remarks

  1. Processing time may vary in some cases depending on the actual circumstances of individual applications.
  2. Minimum redraw amount is HKD3,000 and you must have had a Personal Instalment Loan account for at least 3 months. The Bank reserves the final right of allowing customers to redraw or not and has sole discretion to determine the redrawn amount and tenor.
  3. Please note that we do not appoint any third parties to refer Personal Instalment Loan Redraw applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at (852)2233 3000.
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