HSBC MPF: The MPF Scheme tailored for Hong Kong People
You can now enjoy a bonus unit rebate of up to HKD20,888 when you consolidate and transfer your MPF accrued benefits to an HSBC MPF Personal Account via the HSBC HK Mobile Banking app with the designated promo code 'TOP1'[@mpf-latest-hkbchkapp].
You'll be able to consolidate your MPF personal accounts to your HSBC MPF Personal Account, manage your MPF accounts easily and make fund switches any time, even when you're on the go, on the HSBC HK Mobile Banking app.
No.1 overall average return among top 10 MPF schemes in 2024[@mpf-2024-no1-ranking]
HSBC MPF diligently manages your MPF, striving for the ideal potential investment returns.


The only MPF Scheme in Hong Kong awarded as 'MPF Scheme of the Year' for three consecutive years[@mpf-scheme-of-the-yr-23-25]
HSBC MPF offers the 'best aggregate Value for Money' MPF scheme[@mpf-scheme-of-the-yr-23-25], helping you strive for the most ideal potential investment returns.
A comprehensive range of fund choices
With 20 investment options meticulously picked for you, you can diversify your investments into different markets and asset classes according to your risk appetite.


1 App for managing MPF and banking services
A one-stop platform for managing your MPF and bank accounts, providing you with comprehensive wealth management and retirement planning services.

Enjoy a bonus unit rebate of up to HKD20,888
From 1 June to 30 September 2025, enjoy a bonus unit rebate of up to HKD15,000 by consolidating and transferring MPF accrued benefits to an HSBC MPF Personal Account.
What's more, enjoy an additional bonus unit rebate of up to HKD5,888 when you consolidate and transfer your MPF accrued benefits to HSBC MPF via the HSBC HK App with the designated promo code 'TOP1'[@mpf-latest-hkbchkapp].
Enjoy a bonus unit rebate of up to HKD20,888
From 1 June to 30 September 2025, enjoy a bonus unit rebate of up to HKD15,000 when you successfully transfer your MPF accrued benefits from other MPF providers by consolidating personal account(s), Employee Choice Arrangement (ECA) or through transfer of Minimum MPF Benefits from other ORSO providers, into an HSBC MPF Personal Account.
What’s more, enjoy an additional bonus unit rebate of up to HKD5,888 upon successful transfer of MPF accrued benefits to an HSBC MPF Personal Account via the HSBC HK App with designated promo code 'TOP1'[@mpf-latest-hkbchkapp].
Tier | Cumulative transfer-in MPF accrued benefits (HKD) | Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) |
---|---|---|---|---|
1 | 50,000 – 99,999 |
150 | 0 | 150 |
2 | 100,000 – 199,999 | 350 | 0 | 350 |
3 | 200,000 – 499,999 | 700 | 500 | 1,200 |
4 | 500,000 – 999,999 | 1,800 | 500 | 2,300 |
5 | 1,000,000 – 1,499,999 | 5,000 | 500 | 5,500 |
6 | 1,500,000 – 1,999,999 | 12,000 | 500 | 12,500 |
7 | 2,000,000 or above | 15,000 | 5,888 | 20,888 |
Tier | 1 |
---|---|
Cumulative transfer-in MPF accrued benefits (HKD) |
50,000 – 99,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 150 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 0 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 150 |
Tier | 2 |
Cumulative transfer-in MPF accrued benefits (HKD) | 100,000 – 199,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 350 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 0 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 350 |
Tier | 3 |
Cumulative transfer-in MPF accrued benefits (HKD) | 200,000 – 499,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 700 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 500 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 1,200 |
Tier | 4 |
Cumulative transfer-in MPF accrued benefits (HKD) | 500,000 – 999,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 1,800 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 500 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 2,300 |
Tier | 5 |
Cumulative transfer-in MPF accrued benefits (HKD) | 1,000,000 – 1,499,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 5,000 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 500 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 5,500 |
Tier | 6 |
Cumulative transfer-in MPF accrued benefits (HKD) | 1,500,000 – 1,999,999 |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 12,000 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 500 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 12,500 |
Tier | 7 |
Cumulative transfer-in MPF accrued benefits (HKD) | 2,000,000 or above |
Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 15,000 |
Mobile Personal Account Consolidation Offer - Additional bonus unit rebate (HKD) | 5,888 |
Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 20,888 |
Learn more about the HSBC MPF June - September 2025 Personal Account Consolidation Offers.
Investment involves risks. T&Cs apply.
See how to consolidate your MPF accounts
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Our hotline is open 24 hours a day, every day. But if you need to speak to a specialist, we're available between 8:30am and 7:30pm on Mondays to Fridays; between 8:30am and 1:00pm on Saturdays, except on public holidays.
HSBC MPF member hotline: +852 3128 0128

Awarded the '2025 MPF Scheme of the Year' & '2025 Employers' Choice'[@mpf-rating2024]
The only MPF provider in Hong Kong that has been crowned both the 'MPF Scheme of the Year' & 'Employers' Choice' for 3 consecutive years[@mpf-rating2024].
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