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MPF Personal Accounts

Manage your MPF accounts easily with a one-stop platform that lets you manage your MPF and banking accounts

An easy, convenient way to manage your MPF

You can use an MPF personal account to manage and preserve all your accrued benefits.

You'll be able to consolidate your MPF personal accounts to your HSBC MPF personal account, manage your MPF accounts easily and make fund switches any time, even when you're on the go, on the HSBC HK Mobile Banking app.

 

Key benefits

Award-winning products and services

We've received 8 awards from 'The 2022 MPF Awards' by MPF Ratings, 6 awards from 2022 Refinitiv Lipper Fund Awards, and 5 awards from Bloomberg Businessweek Chinese Edition Top Fund Awards 2021[@mpf-awards2022]

A wide variety of funds

Choose from 20 investment options that help you diversify your investments into different markets and asset classes, or a combination of constituent funds that may suit your risk appetite

Wealth management and retirement planning

Enjoy holistic wealth management and retirement planning services through a one-stop platform that lets you manage both your MPF and bank accounts

Enjoy premium banking services

Your accrued MPF benefits count towards your total relationship balance[@mpf-trb]

Transfer your accrued benefits now and enjoy bonus unit rebates

Get up to HKD12,000 in bonus unit rebates when you transfer your MPF accrued benefits to an HSBC MPF Personal Account.

Investment involves risks. T&Cs apply.

Welcome offers and benefits

Enjoy up to HKD12,000 in bonus unit rebates when you successfully transfer your accrued MPF benefit from your personal accounts with other providers or via an Employee Choice Arrangement, or when you successfully transfer your minimum MPF benefits from an ORSO scheme, into an HSBC MPF personal account.

You'll qualify for different levels of rebates depending on the cumulative amount you transfer in within the promotion period (1 January 2023 to 31 December 2023), as illustrated in the following table:

Tier Cumulative amount transferred (HKD) Bonus unit rebates upon reaching threshold (HKD) Accumulated bonus unit rebates (HKD)
1 50,000 200 200
2 100,000 300 500
3 200,000 500 1,000
4 500,000 1,500 2,500
5 1,000,000 3,500 6,000
6 1,500,000 6,000 12,000

Enjoy up to HKD12,000 in bonus unit rebates when you successfully transfer your accrued MPF benefit from your personal accounts with other providers or via an Employee Choice Arrangement, or when you successfully transfer your minimum MPF benefits from an ORSO scheme, into an HSBC MPF personal account.

You'll qualify for different levels of rebates depending on the cumulative amount you transfer in within the promotion period (1 January 2023 to 31 December 2023), as illustrated in the following table:

Tier 1
Cumulative amount transferred (HKD) 50,000
Bonus unit rebates upon reaching threshold (HKD) 200
Accumulated bonus unit rebates (HKD) 200
Tier 2
Cumulative amount transferred (HKD) 100,000
Bonus unit rebates upon reaching threshold (HKD) 300
Accumulated bonus unit rebates (HKD) 500
Tier 3
Cumulative amount transferred (HKD) 200,000
Bonus unit rebates upon reaching threshold (HKD) 500
Accumulated bonus unit rebates (HKD) 1,000
Tier 4
Cumulative amount transferred (HKD) 500,000
Bonus unit rebates upon reaching threshold (HKD) 1,500
Accumulated bonus unit rebates (HKD) 2,500
Tier 5
Cumulative amount transferred (HKD) 1,000,000
Bonus unit rebates upon reaching threshold (HKD) 3,500
Accumulated bonus unit rebates (HKD) 6,000
Tier 6
Cumulative amount transferred (HKD) 1,500,000
Bonus unit rebates upon reaching threshold (HKD) 6,000
Accumulated bonus unit rebates (HKD) 12,000

Consolidate your accounts in just 3 steps

If you already hold an HSBC MPF personal account and an HSBC Personal Integrated Account, you can transfer your benefits on mobile. Simply gather the details of your MPF personal accounts, then log on to the HSBC HK Mobile Banking app to transfer your accrued benefits to your HSBC MPF personal account.

 

You can watch the video or follow the step-by-step instructions in our demonstration guide (PDF).

Verify your identity

By taking a photo of your HKID Card and a selfie.

Select schemes

Enter the names of the trustees and the account number of the schemes from which you want to transfer your accrued benefits over to us.

 

 

Check and confirm

Check the information you've entered and confirm to proceed.

Apply now

Consolidate in just 3 steps on mobile

Watch our short video on how to transfer your accrued MPF benefits to an HSBC MPF personal account via the HSBC HK Mobile Banking app, and follow along.

Alternatively, set up a time to meet with us to discuss your needs and concerns.

Need help? Contact us

Our hotline is open 24 hours a day, every day. But if you need to speak to a specialist, we're available between 8:30am and 7:30pm on Mondays to Fridays; between 8:30am and 1:00pm on Saturdays, except on public holidays.

HSBC MPF member hotline: +852 3128 0128

Important information

Find out more

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Open an HSBC MPF TVC account and enjoy tax savings of up to HKD60,000 plus up to HKD4,500 in bonus unit rebates

 
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Insights on diversifying your investments with multi-asset funds for better risk-adjusted returns amid economic fluctuations[@mpf-hsbcassetmanagement] 

 

We offer a wide range of constituent funds with different investment objectives

 

 

Manage your MPF needs and benefits all in one place

Notes

    The information contained here is for reference only and will be updated without notice. The provisions of the Mandatory Provident Fund Schemes Ordinance, other applicable legislation/regulations and guidelines or announcements published by the Mandatory Provident Fund Schemes Authority shall prevail for any information on MPF system. If you are in doubt about the meaning or the effect of the contents of this website, you should seek independent professional advice.

    Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure(PDF).