More diversity, regardless of your company size
Retirement planning can be difficult in the face of growing inflation.
Our HSBC Pooled Provident Plan is specially built to help employers provide their employees with retirement benefits and investment diversification options, no matter if they're a small or medium-sized corporation. What're more, the plan can be tailored to each company's needs.
Key benefits
Get the support you deserve
Our ORSO experts and Relationship Managers are on standby to support your company with its ORSO scheme
Make the most of our expertise
Leverage our extensive fund management experience to help you get more out of your money for retirement
Choose from a wider range
Access and choose from a greater variety of diversified investment options
Important documents
Useful information
Forms
Need help?
Meet with us
Speak with our ORSO specialists who will be able to address your enquiries directly.
Call us
You can call our ORSO customers hotline on (852) 2288 6655. Lines are open between 8:30am and 7:30pm, Mondays to Fridays; between 8:30am and 1:00pm on Saturdays, except on public holidays.
You may also be interested in
ORSO: Wayfoong Multi-funding System
Learn how our Wayfoong Multi-funding System, an ORSO retirement scheme, can help you plan your retirement
ORSO news
Find the latest news about ORSO and how it may affect you, or browse our archive for past notices and announcements.
Mandatory Provident Fund (MPF)
Learn how our award-winning products and services can help you save towards your retirement, and which MPF option might suit your needs
Notes
The risk rating is defined using a 5-point risk scale with risk rating “1” representing the lowest risk and risk rating “5” representing the highest risk. The risk rating is derived based on a combination of quantitative and qualitative risk factors including price volatility, asset allocation and liquidity. It is only reflecting the risk level of the Designated Fund's investment return. Please note that risk rating has not been provided for the HSBC Guaranteed Fund. This is because the actual return to an individual investor is dependent on the actual investment return of the underlying assets of the HSBC Guaranteed Fund, and whether the guarantee conditions as prescribed in the Trust Deed of the HSBC Pooled Provident Plan, is fulfilled, which is based on the individual investor's own circumstance. As such, the actual risk to which an individual investor is exposed can be very different for different individuals. Therefore, it is not possible to provide a risk rating that reflects the actual risk of the HSBC Guaranteed Fund to an individual investor.
The following provides a general description of the risk rating categorisation.
1 = Low risk: minimal chance of losing a significant portion of your capital over the term of the investment (although this is not guaranteed). Expected to demonstrate minimal price fluctuations over short periods of time.
2 = Low to medium risk: low chance of losing a significant portion of your capital over the term of the investment, although this is not guaranteed. Expected to demonstrate a moderately low level of price fluctuations over short periods of time.
3 = Medium risk: moderate chance of losing a significant portion of your capital over the term of the investment, although this is not guaranteed. Expected to demonstrate a moderate level of price fluctuations over short periods of time.
4 = Medium to high risk: moderately high chance of losing a significant portion of your capital over the term of the investment. Expected to demonstrate a moderately high level of price fluctuations over short periods of time.
5 = High risk: high chance of losing a significant portion of your capital over the term of the investment. Expected to demonstrate a high level of price fluctuations over short periods of time.
The above risk ratings are based on data up to 30 September 2024.
The risk ratings are provided by HSBC Group Management Services Limited.
The above risk ratings are provided for reference only, normally reviewed at least annually and may be subject to change from time to time without any notice. The risk ratings or any changes will also be made available in the investment performance report. The information on risk ratings provided above should not be regarded as investment advice. You should not solely rely on the above risk ratings when making any investment choices.
The Hongkong and Shanghai Banking Corporation Limited, HSBC Group Management Services Limited and any member of the HSBC Group are not responsible for any loss occasioned as a result of relying on such information as investment advice.
If you are in doubt about the meaning or effect of the contents of the above information, you should seek independent professional advice.
- Period returns are calculated based on the unit price of the last valuation day of each year.
- Cumulative performance and period returns are calculated in the fund currency on the basis of NAV-to-NAV (net asset value) with dividend reinvested.