Enjoy extra rewards and great deals in local and Mainland China spending.
-
Up to $800 RewardCash as a welcome offer and a 2-year annual fee waiver
-
New Credit Card Customers can enjoy an extra $200 RewardCash if successfully applied for a Cash Instalment Plan1
-
Extra $100 RewardCash by using the QR Code Payment function in HSBC Reward+
Smart tip:
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
Up to 4.4% exclusive RewardCash rebate in Mainland China.
Easy payment via QR code
Enjoy extra rewards and seamless service when you travel around the world, especially in Mainland China and Macau.
- Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau. No spending requirement is required ( T&C apply)
- Get extra 2% RewardCash on Red Hot Rewards of Your Choice by allocating spending categories to Overseas and Mainland China Spending (Click here for details)
- 0.4% Basic RewardCash for all of your spending
- Mark up fee waiver for transactions in Renminbi and Macau Pataca
- Easy QR code payment with Reward+: Simply display the QR code or scan the merchant's QR code with HSBC Reward+ to complete your transaction in Mainland China, Hong Kong SAR, and other regions that accept UnionPay QR code.
Earn extra rebates on local & online spending
Not ready to explore the world? You can also earn extra RewardCash on local and online spending via the programmes below:
- Earn up to 2.4% RewardCash rebate all year round via the Red Hot Rewards of Your Choice, by allocating rewards to your preferred spending categories, including Dining, Home etc. (Click here for details)
Discover hundreds of privileges for UnionPay Card
From dining, shopping or lifestyle, your UnionPay Card is offering the all-rounded privileges (Learn more)
- Buy 1 get 1 free at ÉPURE Tsim Sha Tsui, Zuma Central and La Rambla Central (Reserve Now)
- Enjoy Extra Free Parking Hours at designated SHKP Malls. (Click here for details)
Don’t miss out Time Limited Offers
Earn $100 RewardCash rebate for QR code payment transactions
- From 1 Jan – 31 Dec 2023, earn extra $100 RewardCash upon making 5 or more QR code payment transactions (HKD/RMB30 or above each) on HSBC Reward+ or UnionPay App (Learn more)
- Concierge service with dedicated HSBC hotline*
*For details, please visit UnionPay website, or call HSBC Pulse UnionPay Dual Currency Diamond Card dedicated concierge hotline for any assistance: (852) 3104 1156 .T&Cs apply.
Don't miss out on dining and shopping offers and discounts you get with your HSBC UnionPay Dual Currency Credit Card all over the world.
How to apply
HSBC customers
With HSBC Personal Internet Banking
Without HSBC Personal Internet banking
What else should I know?
Card offers and rewards
Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.
Year-round Offers
Enjoy exclusive discounts on dining, shopping, travel and more.
You've earned it!
A few tips to help you get the most out of online spending offers with HSBC Red Credit Card.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Note: “HSBC Pulse UnionPay Dual Currency Diamond Credit Card” is formerly known as “HSBC UnionPay Dual Currency Diamond Credit Card”, both of which are subject to the Credit Card Cardholder Agreement as amended from time to time.
Privileges for HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Medical, Travel Assist and Concierge Service ("Assist Service")
- Emergency Medical Assistance - The Assist Service can provide medical advice over the phone, make referrals of clinics or hospitals, and arrange hospital admission upon request. If the situation requires, the Assist Service can arrange your family to visit or evacuate you to a centre of medical excellence. (The service is worldwide for HSBC Pulse UnionPay Dual Currency Diamond Credit Cardholders.)
- Emergency Travel Assistance - If you lose your luggage, passport or credit cards while travelling, the Assist Service can refer you to the appropriate authorities involved. In emergency cases, the Assist Service can also assist you in making flight or hotel reservation, interpreting or transmitting messages to your families. (The service is worldwide for HSBC Pulse UnionPay Dual Currency Diamond Credit Cardholders.)
- Concierge Service - The Concierge Service can help you with restaurant recommendations and reservations, as well as hotel and flight reservations. You can also be assisted for delivery of flowers and gifts to your families and friends.
Please click here for details of the services - HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Simply call (852) 3104 1156 for details of the Assist Service or making related arrangements.
Repayment methods
You’ll need to settle your Hong Kong dollar and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.
If you pay Hong Kong dollars into your Renminbi account, we’ll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/or other charges.
| Payment options |
Hong Kong dollar card account Payment in Hong Kong dollar |
Renminbi card account Payment in Renminbi |
Renminbi card account Payment in Hong Kong dollar |
|---|---|---|---|
| Personal Internet Banking |
✔ | ✔ |
✔ |
| Phone banking | ✔ | Not applicable |
Not applicable |
| PPS | ✔ | Not applicable |
Not applicable |
| ATM | ✔ | Not applicable |
Not applicable |
| Autopay | ✔ | ✔ |
✔ |
| Cheque* | ✔ | Not applicable |
✔ |
| Pay at counter | ✔ | ✔ |
✔ |
| Cash deposit machine | ✔ | Not applicable |
Not applicable |
| Cheque deposit machine |
✔ |
Not applicable |
Not applicable |
*Cheque deposit at counter
Cardholder extras
Octopus Automatic Add-Value Service
Important Information
Starting from 30 June 2019, we will be extending contactless payment function to all new, replacement and renewal cards of HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card by phases to provide you with added convenience. If you wish to opt out of the contactless payment function, you may fill out the Credit Card Contactless Payment Function Amendment Form downloadable from Forms and Documents Download on our website or contact our Customer Service Centre at (852) 2233 3000.
Contact us
By phone
HSBC Premier customers
(852) 2233 3322
Other customers
(852) 2233 3000
Credit card activation
(852) 3163 0688
Credit card offers
(852) 2748 8033
To borrow or not to borrow? Borrow only if you can repay!