Currency exchange made easy, online and on mobile
We offer a wide range of services that cater to your currency exchange needs, including real-time exchanges, overseas remittances, investments to grow your money.
Key benefits
FX rewards – Earn more at every turn
Buy JPY at bargain rates — Almost at cost [@investment-fx-jpy-offer-at-cost]
Get the price-down deal on JPY exchange with FX spread at nearly 90% off [@investment-fx-jpy-offer-90-percent]! Use your exclusive FX coupon for even more savings. Log on to HSBC HK App now to check out our JPY rate and view your FX coupons. Exchange JPY now and spend with HSBC Mastercard® Debit Card abroad to earn extra up to 0.5% cash rebate[@investment-fx-mcdc-offer]!
Welcome offer – up to HKD1,888 cash rebate
As a new FX customer[@investment-fx-new-customer], get HKD50 cash rebate for every HKD50,000 or equivalent accumulated in FX transactions by 31 March 2026 - up to HKD500[@investment-fx-welcome-offer].
Plus, if total FX exchange transaction amount accumulates to HKD1,500,000 or equivalent, you'll get an extra HKD1,388 cash rebate, bringing the total reward up to HKD1,888.
Please note that transactions involving HKD to JPY conversions are excluded from this welcome offer.
Win an HSBC Limited Edition Mahjong Set and a gold coin!
- From 1 January till 31 March 2026, every accumulated HKD10,000 (or equivalent) FX transaction earns you a lucky draw chance for a dazzling 1 tael 999.9 gold coin or $1,000 RewardCash (registration via Reward+ app is required).
- From 9 March until 19 April 2026, every accumulated HKD500,000 (or equivalent) FX transaction gives you a bonus chance to win a coveted HSBC Limited Edition Mahjong Set. A total of 100 prizes await. New-to-FX customers can even get 5 times the chance!
No cap on lucky draw entries – the more you exchange, the more chances you get. Refer to the terms and conditions for gold coin and RewardCash lucky draw (PDF), and HSBC Limited Edition Mahjong Set lucky draw (PDF) for details.
Currency exchange for all your needs
Get a personalised foreign exchange spread discount
- Get an instant spread discount when you exchange eligible currencies. Simply do so via HSBC HK App, and apply an exclusive FX coupon available to you.
Exchange currencies anytime[@24x7currencyexchange]
- Add your preferred currency pairs to your FX watchlist and easily monitor the market trends
- Access detailed FX charts with technical analyses to identify FX opportunities
- Manage and trade up to 11 major currencies[@24x7currencyexchange] with our all-in-one multi-currency accounts
- Trade currencies wherever and whenever, on mobile or online
- See how you can use our FX Order Watch service[@fxorderwatch] to set target rates—we'll notify you or help you convert the money[@24x7currencyexchange] once your target rate is reached, without any handling fees or hassle
Join HSBC Forex Club to enjoy great currency exchange pricing
- Enjoy tiered spread discounts based on accumulated amount in the accumulation period. The more the exchange amount, the greater your discount. Terms and conditions apply.
- Cover 12 major currencies by HSBC Forex Club
Transfer money overseas
- Make free[@hsbcglobaltransfers], instant transfers to HSBC accounts worldwide through our HSBC Global Transfers service
- Send money to other overseas accounts in over 200 countries and territories and more than 40 different currencies through our Telegraphic Transfer service via HSBC Online Banking or the HSBC HK Mobile Banking app
Spend and withdraw currencies easily
- Get the HSBC Mastercard® Debit Card to enjoy fee-free privileges and to debit directly from currencies in your HSBC account; what's more, get an additional 0.4% cash rebate when you spend online or overseas
- Withdraw RMB, JPY, USD or EUR at any of our RMB & Foreign currency ATMs across Hong Kong or visit our branches for other currencies
- HSBC Premier Elite and HSBC Premier customers can also preorder currencies online and collect them at their nearest HSBC Premier or HSBC Wealth Centre[@currencycollection]
Grow currency at a better interest rate
- Enjoy a deposit interest rate of up to 13% p.a. when you exchange currencies and place them in a 1-week time deposit via the HSBC HK Mobile Banking app. T&Cs apply.
Latest Currency Exchange insights
Daily FX Focus
Your daily dose of FX updates, where we give you the latest major currency directions
FX viewpoint
Our weekly commentaries with HSBC's views on where specific currencies are heading
Weekly FX highlights
A weekly wrap-up from our local analyst on what has happened in the FX market
Exchange rate calculator
The calculator uses the latest board rates for major foreign currency pairings. To see what preferential rates are available to you, please log on
Download the HSBC HK Mobile Banking app now
One app for all your currency exchange needs
Simply log on to the HSBC HK Mobile Banking app to start trading currencies on the go.
Learn more about the HSBC HK Mobile Banking app
Ready to start trading?
Trade currencies online
Log on to HSBC Online Banking to trade currencies 24/7.
Don't have an HSBC account?
You can open one via the HSBC HK Mobile Banking app to start using our currency exchange services in minutes.
Find out more
How can I apply an exclusive coupon when I exchange currencies via HSBC HK App?
To learn more about investing in currencies with HSBC, check out our investment FAQs.
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