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A business woman is leaning against whiteboard; image used in HSBC Hong Kong Dollar Time Deposit page.

Hong Kong Dollar Time Deposit

Lock your money away and earn interest at an attractive rate.

Put your money away for a set time and earn a higher rate of interest than you would in a savings account. Minimum deposit HKD10,000.

  • Access and manage your time deposit at branches, via phone or online
  • Choose a deposit period between one day and 36 months
  • HSBC Premier customers can access preferential interest rates
  • A range of renewal options when your deposit matures

How to apply

Already have a time deposit account OR HSBC Premier or HSBC One customers

 

If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us

  • On the HSBC HK App, under ‘Explore products and services’, you will find the option ‘Account opening/ upgrade’, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
  • You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.

If you are new to HSBC

  • Download the HSBC HK App to open an HSBC account with us

For further enquiries, please contact us.

Time deposit offers

HKD Preferential New Fund Time Deposit rates: Enjoy up to 3.6% p.a.

Terms and Conditions apply. The above interest rates are indicative as of 5 Mar 2024 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion involves risk.

Interest rates

To find out the latest HSBC deposits rate on HKD, USD, RMB and other currencies for HSBC saving accounts and time deposit, please click here.

Manage your deposits

Transfers and payments

Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.

Foreign currency management tools

Ways to bank with HSBC

Manage your money online, via ATM, phone or at an HSBC branch

Related products

Hong Kong Dollar Savings Account

 

Access your savings whenever you need them, and earn interest at the same time.

Hong Kong Dollar Current Account

 

Manage money and issue cheques for day-to-day payments.​

Renminbi Time Deposit

 

Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.

Important information

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