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A business woman is leaning against whiteboard; image used in HSBC Hong Kong Dollar Time Deposit page.

Hong Kong Dollar Time Deposit

Lock your money away and earn interest at an attractive rate.

Put your money away for a set time and earn a higher rate of interest than you would in a savings account. Minimum deposit HKD10,000.

How to apply

Already have a time deposit account OR HSBC Premier or HSBC One customers


If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us

  • On the HSBC HK App, under ‘Explore products and services’, you will find the option ‘Account opening/ upgrade’, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
  • You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.

If you are new to HSBC

  • Download the HSBC HK App to open an HSBC account with us

For further enquiries, please contact us.

Time deposit offers

HKD Preferential New Fund Time Deposit rates: Enjoy up to 3.6% p.a.

Terms and Conditions apply. The above interest rates are indicative as of 14 May 2024 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion involves risk.

Interest rates

To find out the latest HSBC deposits rate on HKD, USD, RMB and other currencies for HSBC saving accounts and time deposit, please click here.

Manage your deposits

Transfers and payments

Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.

Ways to bank with HSBC

Manage your money online, via ATM, phone or at an HSBC branch

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