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Cash Credit Plan

Convert your available credit limit into instant cash whenever you need it, and repay it any time

Enjoy financial flexibility with cash withdrawals from your credit card

Convert your available credit limit into cash, or transfer the outstanding balance from another credit card to your HSBC one to reduce interest expenses. There's no fixed repayment period or repayment amount for a Cash Credit Plan. Apply now to enjoy some financial flexibility. 

  • interest calculated on a daily basis
  • cash paid directly to your chosen account
  • credit limit will be restored automatically after repayment
  • flexible repayment amount as low as the credit card's minimum monthly repayment

Enjoy interest rates as low as 5.8% for the first 180 days[@cards-cashcreditpreferentialinterest]

Preferential annual interest rate

Preferential annual interest rate as low as 5.8% for first 180 days[@cards-cashcreditpreferentialinterest]

Selected customers may enjoy a personalised preferential annual interest rate of 5.8%. Offer ends 7 February 2023. T&Cs apply.

Apply for a Cash Credit Plan now

Via HSBC Online Banking

If you're already registered for HSBC Online Banking, simply log on to get started. We've pre-filled some details for you to make your application process easier.   

By phone

Talk to a specialist over the phone.

Call us at any time on (852) 2233 3051. Our application hotline is open 24/7.

Find out more

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Important information

To borrow or not to borrow? Borrow only if you can repay!