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 Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for HSBC Premier Offers

Exclusive offers

With your family needs in mind, HSBC Premier offers a suite of products and services worldwide to help you and your family make the bold strides to seize wealth opportunities.

Join HSBC Premier to get up to HKD48,000 worth in welcome rewards. T&Cs apply.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Receive welcome rewards of up to HKD48,000

Enjoy up to HKD48,0001 in total rewards and a Below Balance Fee waiver for 6 months2 when you apply for HSBC Premier and complete designated banking transactions by 30 June 2023.

See Terms and Conditions

Note: Customers are also required to have successfully opened a Premier investment account and logged on HSBC HK Personal Internet Banking or Mobile Banking (HSBC HK App) at least once by the last day of the first calendar month after the month of Premier account opening/conversion.

Total Relationship Balance (TRB) offer3
Reward conditions With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion
Maintain a TRB of HKD1M or above HKD800 HKD500
Total Relationship Balance (TRB) offer3
Reward conditions Maintain a TRB of HKD1M or above
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 HKD800
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD500
New fund offer4
Reward conditions With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion
HKD1M -< HKD3M HKD5,500 HKD5,000
HKD3M -< HKD8M HKD8,500 HKD8,000
HKD8M or above HKD17,500 HKD17,000
New fund offer4
Reward conditions HKD1M -< HKD3M
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 HKD5,500
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD5,000
Reward conditions HKD3M -< HKD8M
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 HKD8,500
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD8,000
Reward conditions HKD8M or above
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2023 HKD17,500
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD17,000

Share your HSBC Premier experience with your family and friends

Enjoy up to HKD15,000 in cash rewards13 for referring your family and friends to join HSBC Premier.

You can earn HKD1,500 in referral rewards for each successful referral, up to a maximum of 10 referrals, after fulfilling the designated new fund and total relationship balance requirement14.

[Time-limited] HSBC Premier: International Education Special Offers

Check out our signature event - HSBC Premier Give Me Five: International Education Seminar, along with our international education related offers provided by HSBC Premier and renowned partners, including 1-on-1 overseas education consultation, international education loans, TOEFL test benefits, British Airways discounts, and so much more to support your children's plan for studying abroad. Join HSBC International Education Community now to enjoy exclusive international education related offers.

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Apply online to get up to $800 RewardCash. See details and T&C.

    2) Enjoy a discount of HK$800 and receive an extra 800 Asia Miles when you book your flight tickets in a single net transaction worth HK$10,000 or above and enter promo code 'HSBC800' before checkout via the designated Cathay website (www.cathaypacific.com/HSBC). See details and T&C.

    3) Receive up to an extra $6,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life using HSBC Premier Mastercard® Credit Card. See details and T&C.

    4) Enjoy 1 month Netflix subscription fee spending rebate when you subscribe for every consecutive 4 months. See details and T&C.

    5) Enjoy buy-1-get-1-free privileges at designated Michelin-starred restaurants. See details and T&C.

    6) Spend with your HSBC Premier Mastercard® Credit Card and accumulate eligible local, overseas, or online spending and earn up to an extra HK$2,200 RewardCash. See details and T&C.  

  • HSBC Mastercard® Debit Card

    1) Apply for an HSBC Mastercard® Debit Card now and spend once to enjoy a HK$50 HKTVmall e-Voucher. See details and T&C.

    2) Power up your account with multi-currency spending and free cash withdrawal from HSBC Group ATMs worldwide using the HSBC Mastercard® Debit Card, and enjoy $0 fee for any transactions at home or abroad and 0.4% cash rebate on all eligible purchases. See details and T&C.

    3) Get a HSBC Mastercard Supplementary Debit Card for your loved ones and enjoy the same easy access to 12 major currencies and fee-free benefits. See details and T&C.

  • Deposit

    1) New-to-Premier customers can enjoy up to 4.1% p.a. new fund time deposit interest rates17. The offer is applicable to 3/6-month HKD or 3/6/12-month USD new fund time deposits. See details and T&C.

    2) Enjoy preferential new fund time deposit interest rates for HKD/USD/RMB and other selected currencies via online and mobile banking. See details and T&C.

  • Currency Exchange (FX)
    1) New-to-FX customers can get HKD100 cash reward for every accumulated eligible FX transaction of HKD50,000 (or its equivalent), up to HKD 500 cash reward per customer during offer period. See details and T&C.
    2) New-to-FX customers are entitled to cash reward up to HKD 3,500 for accumulated designated amount of eligible FX transactions. Together with Offer 1, each eligible customer can get total cash reward of up to HKD4,000 during offer period. See details and T&C.
    3) Customers can get a 30% discount on FX spread in real-time FX transactions via online banking, mobile banking, HSBC Mastercard® Debit Card, phone banking or at our branches with RMB against HKD. See details and T&C.
    4) Enjoy up to 12.8% p.a. for 1 week when you exchange selected currencies and place them in a time deposit via HSBC HK App at the same time. See details and T&C.
  • Insurance

    1) Get up to $5,000 RewardCash when you purchase selected life insurance plan of designated amount. See details and T&C.

    2) Enjoy extra 1% first year premium discount on top of prevailing premium discount offers upon successful application of selected life insurance plan. See details and T&C.

  • Stock

    1) Join HSBC Top Trader Club to enjoy brokerage fees as low as 0.01% and 10% p.a. HKD time deposit rates18See details and T&C.

    2) Get up to HKD5,000 cash rebate exclusive for Premier customers by transferring-in Hong Kong stocks, China A shares and US stocks. See details and T&C.

  • Unit trust

    1) Premier customers who did not have any Unit Trusts holdings and transactions in the past 12 months can enjoy initial subscription charge of 0.68% on all Unit Trust orders (unlimited transaction amount). See details and T&C.

    2) Enjoy first 6 months initial charge waiver for Unit Trusts Monthly Investment Plan. See details and T&C.

    3) Premier customers may receive HKD2,000 cash rebate for every accumulated amount of HKD500,000 transfer-in of Unit Trust, no cash rebate limit. See details and T&C. See details and T&C.

    4) Subscribe Unit Trusts of HKD500,000 or above and enjoy preferential time deposit rate of up to 10% p.a. on the same day. Time deposit must be placed via branch. See details and T&C.

  • Structured Products and Bonds

    1) Get HKD1,250 cash rebate for every HKD500,000 subscription of any bond (excluding Retail Bond IPO) without cap. See details and T&C.

    2) Get HKD500 cash rebate for every HKD200,000 subscription of any ELI/SN without cap. See details and T&C.

    3) Get HKD160 cash rebate for every HKD200,000 subscription of any DPS/CPI/CD without cap. See details and T&C.

  • HSBC MPF

    1) Consolidate your MPF personal accounts to enjoy up to HKD12,000 bonus unit rebates. See details and T&C.

    2) Open an HSBC MPF TVC (Tax Deductible Voluntary Contributions) account and make contributions to enjoy up to HKD60,000 tax deduction and HKD4,500 bonus unit rebates. See details and T&C.

Join HSBC Premier

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

For desktop users:

Online banking is secure and easy to use. Register today 

New customers

Open an HSBC Premier account in less than 5 mins with our Mobile Banking app19

How to apply via mobile or online banking

HSBC digital solutions

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Open a bank account and manage your finance on the app

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Trade stocks with our mobile app

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Get access to a wealth of insights

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Explore latest offers and rewards

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

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