- Wealth management
- International support
- Exclusive offers
As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.
Share your HSBC Premier experience with your family and friends
Enjoy up to HKD15,000 in cash rewards12 for referring your family and friends to join HSBC Premier.
You can earn HKD1,500 in referral rewards for each successful referral, up to a maximum of 10 referrals, after fulfilling the designated new fund and total relationship balance requirement13. You can earn the above rewards by referring your local or non-resident friends and family.

[Time-limited] HSBC Premier: International Education Special Offers

Check out our signature event - HSBC Premier Give Me Five: International Education Seminar, along with our international education related offers provided by HSBC Premier and renowned partners, including 1-on-1 overseas education consultation, international education loans, TOEFL test benefits, British Airways discounts, and so much more to support your children's plan for studying abroad. Join HSBC International Education Community now to enjoy exclusive international education related offers.
Preferential privileges and offers
- HSBC Premier Mastercard® exclusive rewards
1) Apply online to get up to $800 RewardCash. See details and T&C.
2) Enjoy a discount of HK$800 and receive an extra 800 Asia Miles when you book your flight tickets in a single net transaction worth HK$10,000 or above and enter promo code 'HSBC800' before checkout via the designated Cathay website (www.cathaypacific.com/HSBC). See details and T&C.
3) Receive up to an extra $6,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life using HSBC Premier Mastercard® Credit Card. See details and T&C.
4) Enjoy 1 month Netflix subscription fee spending rebate when you subscribe for every consecutive 4 months. See details and T&C.
5) Enjoy buy-1-get-1-free privileges at designated Michelin-starred restaurants. See details and T&C.
- HSBC Mastercard® Debit Card
1) Power up your account with multi-currency spending and free cash withdrawal from HSBC Group ATMs worldwide using the HSBC Mastercard® Debit Card, and enjoy $0 fee for any transactions at home or abroad and 0.4% cash rebate on all eligible purchases. See details and T&C.
2) Get a HSBC Mastercard Supplementary Debit Card for your loved ones and enjoy the same easy access to 12 major currencies and fee-free benefits. See details and T&C.
- Deposit
1) New-to-Premier customers can enjoy an extra +0.2% p.a. on top of the current HSBC Premier new fund time deposit rates16. The offer is applicable to 3/6-month HKD or 3/6/12-month USD new fund time deposits. See details and T&C.
2) Enjoy preferential new fund time deposit interest rates for HKD/USD/RMB and other selected currencies via online and mobile banking. See details and T&C.
- Currency Exchange (FX)
1) Eligible customers can get HKD100 cash reward for every accumulated eligible FX transaction of HKD50,000 (or its equivalent), up to HKD 400 cash reward per customer. See details and T&C.
2) Eligible customers can get HKD188 cash reward for accumulated eligible FX transaction of HKD200,000 (or its equivalent) via HSBC Personal Internet Banking and Mobile Banking App. See details and T&C.3) Join our brand new HSBC Forex Club and exchange currencies to enjoy unlimited instant discounts on FX spreads of up to 30% off. See details and T&C.
4) Enjoy up to 17.3% p.a. for 1 week when you exchange selected currencies and place them in a time deposit via HSBC HK App at the same time. See details and T&C. - Insurance
1) Get up to $5,000 RewardCash when you purchase selected life insurance plan of designated amount. See details and T&C.
2) Enjoy extra 1% first year premium discount on top of prevailing premium discount offers upon successful application of selected life insurance plan. See details and T&C.
- Stock
1) Join HSBC Top Trader Club to enjoy brokerage fees as low as 0.01% and 10% p.a. HKD time deposit rates17. See details and T&C.
2) Get up to HKD5,000 cash rebate exclusive for Premier customers by transferring-in Hong Kong stocks, China A shares and US stocks. See details and T&C.
- Unit trust
1) Premier customers who did not have any Unit Trusts holdings and transactions in the past 12 months can enjoy initial subscription charge of 0.88% on all Unit Trust orders (unlimited transaction amount). See details and T&C.
2) Enjoy first 6 months initial charge waiver for Unit Trusts Monthly Investment Plan. See details and T&C.
3) Premier customers may receive HKD2,000 cash rebate for every accumulated amount of HKD500,000 transfer-in of Unit Trust, no cash rebate limit. See details and T&C.
4) Subscribe Unit Trusts of HKD500,000 or above and enjoy preferential time deposit rate of up to 15% p.a. on the same day. Time deposit must be placed via branch. See details and T&C.
- Structured Products and Bonds
1) Get HKD1,250 cash rebate for every HKD500,000 subscription of any bond (excluding Retail Bond IPO) without cap. See details and T&C.
2) Get HKD500 cash rebate for every HKD200,000 subscription of any ELI/SN without cap. See details and T&C.
3) Get HKD160 cash rebate for every HKD200,000 subscription of any DPS/CPI/CD without cap. See details and T&C.
- HSBC MPF
1) Consolidate your MPF personal accounts to enjoy up to HKD12,000 bonus unit rebates. See details and T&C.
2) Open an HSBC MPF TVC (Tax Deductible Voluntary Contributions) account and make contributions to enjoy up to HKD60,000 tax deduction and HKD4,500 bonus unit rebates. See details and T&C.
- HSBC FlexInvest rewardsReceive up to HKD300 in cash rewards when you invest with us, and earn up to HKD500 PayMe vouchers when you tell your friends about FlexInvest. See details and T&C.
- HSBC Prime Club1) Enjoy a range of exclusive wealth experiences, international education support and lifestyle privileges, valid until 31 December 2023. View details, terms and conditions.
Join HSBC Premier
Existing customers
For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users
Upgrade to HSBC Premier account in minutes with our Mobile Banking app.
For desktop users:
Online banking is secure and easy to use. Register today
New customers
Open an HSBC Premier account in less than 5 mins with our Mobile Banking app18
How to apply via mobile or online banking
Important information
HSBC digital solutions
Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.
Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.
- Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries / regions.
- App Store is a service mark of Apple Inc.
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